收入
| GENERAL INSURANCE CORPORATION OF INDIA | ||||
| 注册号 112 | ||||
| 向IRDAI注册日期 : 2001年4月2日 | ||||
| CONSOLIDATED REVENUE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2016 | ||||
| 的财季火险业务收益账 | ||||
| 细节 | 时间表 | 本年度 | 上年度 | |
| (` '000) | (` '000) | |||
| 1. | 保费收入(净) | 1 | 46235 952 | 39840 269 |
| 2. | 投资销售利润(净) | 3440 836 | 4634 506 | |
| 3. | 外汇赚/(蚀) | 493 701 | (206 921) | |
| 4. | 利息、红利及租金 — | 5692 524 | 6218 450 | |
| 总计 (A) | 55863 013 | 50486 304 | ||
| 1. | 已报赔款(净) 佣金(净 | 2 | 35070 446 | 26635 633 |
| 2. | 佣金(净) | 3 | 12555 948 | 9745 045 |
| 3. | 与保险业务营业开支相关的 | 4 | 738 349 | 578 563 |
| 4. | 与投资相关开支 | 7 577 | 8 478 | |
| 5. | 保费总差额 | 0 | 0 | |
| 总 (B) | 48372 320 | 36967 719 | ||
| Operating Profit /- Loss from Fire Business C = (A-B) | 7490 693 | 13518 585 | ||
| 拨款 | ||||
| 转拨至股东账户 | 7490 693 | 13518 585 | ||
| 转拨至灾难准备 | 0 | 0 | ||
| 转拨至其他灾难准备(将作详细说明) | 0 | 0 | ||
| 总 (C) | 7490 693 | 13518 585 | ||
| 由于1938年保险法令第40C (2)条所规定,我们保证,所有有关杂项保险业的管理开支,不论直接或间接的原因,都已当作开支全额地记入杂项保险收入账户的借方。 | ||||
| 关于海运保险业务 BUSINESS | ||||
| 细节 | 时间表 | 本年度 | 上年度 | |
| (` '000) | (` '000) | |||
| 1. | 保费收入(净) | 1 | 94913 992 | 84874 806 |
| 2. | 投资销售利润(净) | 6092 644 | 7201 778 | |
| 3. | 外汇赚/(蚀) | 918 693 | (317 983) | |
| 4. | 利息、红利及租金 | 10079 196 | 9663 225 | |
| 总计(A) | 112004 525 | 101421 826 | ||
| 1. | ) 已报赔款(净) | 2 | 86508 172 | 81557 919 |
| 2. | 佣金(净) | 3 | 20622 451 | 16169 225 |
| 3. | 与保险业务营业开支相关的营业 | 4 | 1059 898 | 966 174 |
| 4. | 开支 与投资相关开支 | 13 355 | 13 178 | |
| 5. | 保费差额 | 0 | 0 | |
| 总计 (B) | 108203 876 | 98706 496 | ||
| Operating Profit/-Loss from Miscellaneous Business C = (A-B) | 3800 649 | 2715 330 | ||
| 拨款 | ||||
| 转拨至股东账户 | 3800 649 | 2715 330 | ||
| 转拨至灾难准备 | 0 | 0 | ||
| 转拨至其他灾难准备(将作详细说明) | 0 | 0 | ||
| 总 (C) | 3800 649 | 2715 330 | ||
| 由于1938年保险法令第40C (2)条所规定,我们保证,所有有关杂项保险业的管理开支,不论直接或间接的原因,都已当作开支全额地记入杂项保险收入账户的借方。 | ||||
| 关于海运保险业务 | ||||
| 细节 | 时间表 | 本年度 | 上年度 | |
| (` '000) | (` '000) | |||
| 1. | 保费收入(净) | 1 | 9443 297 | 9356 772 |
| 2. | 投资销售利润(净) | 989 040 | 1042 710 | |
| 3. | 外汇赚/(蚀) | 152 359 | (57 173) | |
| 4. | 利息、红利及租金 | 1636 084 | 1398 994 | |
| 总计 (A) | 12220 780 | 11741 303 | ||
| 1. | 已报赔款(净) | 2 | 6330 217 | 9933 675 |
| 2. | 佣金(净 | 3 | 1811 133 | 1995 631 |
| 3. | 与保险业务营业开支相关的营业 | 4 | 79 411 | 106 147 |
| 4. | 开支 与投资相关开支 | 2 154 | 1 904 | |
| 5. | 保费差额 | -584 596 | 584 596 | |
| 总 (B) | 7638 319 | 12621 953 | ||
| Operating Profit/-Loss from Marine Business C = (A-B) | 4582 461 | -880 650 | ||
| 拨款 | ||||
| 转拨至股东账户 | 4582 461 | -880 650 | ||
| 转拨至灾难准备 | 0 | 0 | ||
| 转拨至其他灾难准备(将作详细说明 | 0 | 0 | ||
| <b | 4582 461 | -880 650 | ||
| 由于1938年保险法令第40C (2)条所规定,我们保证,所有有关杂项保险业的管理开支,不论直接或间接的原因,都已当作开支全额地记入杂项保险收入账户的借方。/td> | ||||
| IN RESPECT OF LIFE INSURANCE BUSINESS | ||||
| 细节 | 时间表 | 本年度 | 上年度 | |
| (` '000) | (` '000) | |||
| 1. | 保费收入(净) | 1 | 2411 272 | 1394 511 |
| 2. | 投资销售利润(净) | 47 906 | 48 917 | |
| 3. | 外汇赚/(蚀) | 11 253 | (2 822) | |
| 4. | 利息、红利及租金 | 83 712 | 76 287 | |
| 总 (A) | 2554 143 | 1516 893 | ||
| 1. | 已报赔款(净) | 2 | 1750 283 | 986 033 |
| 2. | 佣金(净) | 3 | 74 359 | 78 376 |
| 3. | 与保险业务营业开支相关的营业 | 4 | 26 025 | 64 394 |
| 4. | 开支 与投资相关开支 | 674 | 543 | |
| 5. | 保费差额 | 0 | 0 | |
| 总 (B) | 1851 341 | 1129 346 | ||
| Operating Profit/-Loss from Life Business C = (A-B) | 702 802 | 387 547 | ||
| 拨款 | ||||
| 转拨至股东账户 | 702 802 | 387 547 | ||
| 转拨至灾难准备 | 0 | 0 | ||
| 转拨至其他灾难准备(将作详细说明) | 0 | 0 | ||
| 总 (C) | 702 802 | 387 547 | ||
| 由于1938年保险法令第40C (2)条所规定,我们保证,所有有关杂项保险业的管理开支,不论直接或间接的原因,都已当作开支全额地记入杂项保险收入账户的借方。 | ||||
损益
| GENERAL INSURANCE CORPORATION OF INDIA | |||||
| 注册号 112 | |||||
| 向IRDAI注册日期 : 2001年4月2日 | |||||
| CONSOLIDATED PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2016 | |||||
| 细节 | 时间表 | 本年度 | 上年度 | ||
| (` '000) | (` '000) | ||||
| 1. | 营业赚/—蚀 | ||||
| (a)火险 | 7490 694 | 13348 667 | |||
| (b) 海运保险 | 4582 460 | (880649) | |||
| (c) 杂项保险 | 3800 651 | 3414 484 | |||
| (d) 人寿保险 | 702 801 | 387 547 | |||
| 2. | 投资收入 | ||||
| (a) 利息、红利和租金 — 毛额 | 8317 204 | 7053 309 | |||
| (b)投资销售利润 | 5087 417 | 5244 693 | |||
| 减:投资销售亏损 | 0 | 0 | |||
| 3. | 其他收入: | ||||
| 外汇赚/(蚀) | 777 981 | (275 688) | |||
| 销售资产的(净)(赚)/蚀 | 0 | 0.00 | |||
| Sundry Balances Written Back (Net) | 0 | 0 | |||
| 所得税利息退还 | 0 | 2327 674 | |||
| (拨备)/可疑债款拨回 | 1573 298 | (1075 122) | |||
| 杂项收入 | 23 340 | 20 777 | |||
| 总 (A) | 32355 846 | 29565 692 | |||
| 4. | 为可疑债务及投资拨备 | 420 091 | 32 008 | ||
| 5 | 可疑债款拨回 | 0.00 | 0 | ||
| 6 | 拨还投资溢利 | 185 605 | 181 025 | ||
| 7 | 投资注销值缩减 | 1359 916 | 588 077 | ||
| 8 | 其他费用 : | ||||
| 与投资相关的开支 | 13 752 | 10 281 | |||
| Loss on Exchange | 0 | 0 | |||
| 销售资产的(净)(赚)/蚀 利息 | 223 | ( 167) | |||
| Sundry Balances Written off (Net) | 0 | 0 | |||
| 息 汽车调配 及其他 | 7 519 | 318 005 | |||
| 其他 企业的社会责任开支 | 490 936 | 179 481 | |||
| 总 (B) | 2478 042 | 1308 710 | |||
| 税前利润 | 29877 804 | 28256 982 | |||
| 税项准备: : | |||||
| 本期税额 | 5123 792 | 5070 799 | |||
| 财富税 | 0 | 11 359 | |||
| MAT抵免 | -1884 959 | -3653 300 | |||
| 递延税款 | 150 425 | -107 630 | |||
| 为前几年纳税拨备 | -101 341 | 14 713 | |||
| 前几年MAT抵免 | -2205 632 | 0 | |||
| 税后利润 拨款 | 28795 519 | 26921 041 | |||
| Share of Profit in Asoociates Companies | 1373 349 | 899 846 | |||
| Profit for the year | 30168 868 | 27820 887 | |||
| 拨款 | |||||
| (a) 去年余额乘前 | 10493 923 | 9900 761 | |||
| (b) 建议最终红利 | 0 | 0 | |||
| (c)红利分配税 | 8600 000 | 5632 354 | |||
| (d) Dividend distribution tax | 1750 788 | 1099 332 | |||
| (e) Transfer to General Reserve | 18133 000 | 20496 038 | |||
| 去年余额乘前 | 12179 002 | 10493 923 | |||
| 摊薄每股收益 | 6.62 | 6.26 | |||
活动及访问
2016年3月14日GIC Re农业研讨会
资产负债表 2020-21
| 截至 2021 年 3 月 31 日的资产负债表 | ||||||||
| 详情 | 时间表 | 当年 | 上一年 | |||||
| (` '000) | (` '000) | |||||||
| 资金来源 | ||||||||
| 股本 | 5 | 8772000 | 8772000 | |||||
| 储备和盈余 | 6 | 231714 762 | 210457 631 | |||||
| 借款 | 7 | 0 | 0 | |||||
| 递延纳税义务 | 0 | 0 | ||||||
| 公允价值变动账户 | ||||||||
| 股东基金 | 61548237 | 32756864 | ||||||
| 保单持有人基金 | 210360283 | 116207292 | ||||||
| 总计 | 512395 282 | 368193 787 | ||||||
| 资金应用 | ||||||||
| 投资-股东 | 8 |
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| 投资-投保人 | 8a |
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| 贷款 | 9 |
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| 固定资产 | 10 |
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| 当前资产: | ||||||||
| 现金和银行余额 | 11 |
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| 预付款和其他资产 | 12 |
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| 小计(A) |
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| 流动负债 | 13 |
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| 规定 | 14 |
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| 净流动资产 (C)=(A-B) |
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| 杂项开支 | 15 | 0 | 0 | |||||
| 总计 |
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评级/ 排名
A.M. BEST确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)的评级。
- CARE评级新闻稿(日期:2026年1月5日)(文件大小 - 155 KB)

- AM Best 评级新闻稿 日期 09.10.2025 (文件大小 - 331 KB)

- Care Ratings 新闻稿 2025年1月8日 (文件大小 - 146 KB)

- A M Best 更新 GIC Re 的信用评级新闻稿 07.10.2022
- A.M. BEST确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)的评级。A.M. A.M. Best 已确认General Insurance Corporation of India (GIC Re) (印度)的财务实力评级为A- (优等)及此保险商的信用评级为"a-"。此两项评级的前景为稳定。
- 这些评级反映出 GIC Re经风险调后的资本雄厚,一贯利好的投资业绩,以及其在印度及海外保险市场的强健经营。
- Favorable capital growth has lifted GIC Re`s capital position to ₹ 419 Billion (US$ 6.7 Billion) at financial year - end 2015 from ₹ 261 Billion (US$ 5.8 Billion) at financial year end 2010. Capital growth has been well in excess of insurance risk, which has increased capital buffers. GIC Re continues to have a strong profile in India`s reinsurance market where it remains the dominant player.
- Offsetting rating factors include the poor underwriting performance of GIC Re`s overseas business, which accounts for 42% of its gross premium. Notwithstanding GIC Re`s strong risk-adjusted capitalization, change in fair value reserves could result in significant volatility due to company`s high level of equity investments. Regulatory changes could increase competition for GIC Re in its domestic market. However amendments are still evolving, and the impact on GIC Re remains to be seen.
- Positive rating momentum could result from a consistent improvement in GIC Re`s underwriting performance, especially in its overseas business.
- Negative rating momentum could result from an unexpectedly large decline in risk adjusted capitalization as a result of adverse fair value movements and a deteriorating trend in overall results.
- "Best`s Rating Reports reproduced on this site appear under license from A.M. Best Company and do not constitute either expressly or implicitly, an endorsement of (Rated Entity) `s products or services. Best`s Rating Report are the copyright of A.M Best Company and not be reproduced or distributed without the express written consent of A.M. Best Company. Visitors to this website are authorized to print a single copy of the rating report displayed here for their own use. Any other printing, copying or distribution is strictly prohibited".
"Best`s rating are under continual review and subject to change or affirmation. To confirm the current rating refer www.ambest.com" - View Certificate
(355 KB)
CARE再次确认GENERAL INSURANCE CORPORATION OF INDIA (GIC RE)索赔缴付能力的评(23 March 2016)
- CARE确认General Insurance Corporation of India (GIC Re)索赔缴付能力的AAA (In)评级.
- GIC Re作为印度政府全资拥有的企业的评级因素、GIC Re作为唯一国营再保险商在印度保险业中的地位、良好偿付能力状况及充足的流动资金.
- GIC Re is wholly owned by GoI and it is the sole national reinsurer. Apart from the domestic operations, GIC Re has overseas offices namely, representative office in Moscow and branch offices in London, Dubai and Malaysia. GIC Re also has presence in Bhutan through its joint venture, GIC Bhutan Re (GIC Re holds 26% stake) and in South Africa through its wholly owned subsidiary, GIC Re South Africa Limited. GIC Re is present in various segments of which major segments are fire, health, motor and marine.
- GIC Re reported a PAT of Rs.2,694 crore on Gross Premium Written (GPW) of Rs.15,184 crore in FY15 as against a PAT of Rs.2,253 crore on GPW of Rs.14,680 crore during FY14. Of the total GPW of Rs.15184 crore, 57% is attributable to domestic business and 43% to foreign business. In 9MFY16, the company reported a PAT of Rs.1,637 crore on Gross Premium Written of Rs.12,671 crore. Solvency margin stood at 3.04 times as on March 31, 2015 and at 3.52 times as on December 31, 2015.
- View Certificate
(454 KB)