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FORM NL-26 - CLAIMS INFORMATION - KG Table I
Insurer : General Insurance Corporation of India
Solvency for the period ended 30th September 2012
Required solvency margin based on net premium and net incurred claims						.	.	(Rs in Lacs)
Item No.	Description	PREMIUM		CLAIM		RSM-1	RSM-2	RSM
Item No.	Description	Gross Premium	Net Premium	Gross incurred claim	Net incurred Claim	RSM-1	RSM-2	RSM
1	Fire	4445 21.17	3680 26.13	3486 84.03	3244 27.23	736 05.23	973 28.17	973 28.17
2	Misc - Motor	3548 67.72	3548 67.72	3856 11.42	3856 11.42	709 73.54	1156 83.43	1156 83.43
3	Misc - Aviation	421 96.16	371 18.63	486 97.80	402 10.51	75 95.31	131 48.41	131 48.41
4	Misc - Engg	858 20.67	749 12.46	452 17.51	440 40.83	149 82.49	132 12.25	149 82.49
5	Misc - W.C.	37 16.85	37 16.85	12 34.30	12 34.30	7 43.37	3 70.29	7 43.37
6	Misc - Liability	188 38.04	168 69.58	62 14.46	50 94.47	33 73.92	15 84.69	33 73.92
7	Misc - P.A.	431 59.77	429 77.42	287 43.85	287 43.85	85 95.48	86 23.15	86 23.15
8	Misc - Health	1882 07.48	1882 07.48	1367 08.90	1367 08.79	376 41.50	410 12.64	410 12.64
9	Misc - Oth. Misc.	1134 10.43	1077 47.66	748 96.67	759 82.76	215 49.53	227 94.83	227 94.83
10	Misc - FL/Cr.	241 69.76	241 69.76	183 11.91	183 11.91	48 33.95	54 93.57	54 93.57
11	Marine - Cargo	559 14.98	536 07.36	369 44.61	369 51.84	107 21.47	110 85.55	110 85.55
12	Marine - Hull	762 81.21	612 47.99	564 12.47	458 06.21	122 49.60	137 41.86	137 41.86
13	Life	76 01.53	67 02.85	58 06.30	52 19.16	13 40.57	15 65.75	15 65.75
	Total	14587 05.75	13401 71.88	11934 84.23	11483 43.27	2682 05.96	3456 44.58	3495 77.13
-	RSM1 premium has been calculated based on 12 month figure i.e. from 01.10.2011 to 30.09.2012 on rolling basis complying with circular no. IRDA/F&I/CIR/F&A/076/05/2010 dated 10.05.2010.
-	RSM2 Gross Incurred Claim and Net Incurred Claim has been calculated complying with circular no. 045/IRDA/F&A/Mar-06 dated 31.03.2006 and the same for the period 01.04.12 to 30.09.12 has been multiplied by 2 for arriving at annual figure.
Solvency for the period ended 30th September 2011
Required solvency margin based on net premium and net incurred claims						.	.	(Rs in Lacs)
Item No.	Description	PREMIUM		CLAIM		RSM-1	RSM-2	RSM*
Item No.	Description	Gross Premium	Net Premium	Gross incurred claim	Net incurred Claim	RSM-1	RSM-2	RSM*
1	Fire	3526 86.52	2924 36.93	3811 27.00	3572 73.40	584 87.39	1071 82.02	1071 82.02
2	Misc - Motor	2579 92.39	2579 92.39	2282 91.67	2282 91.67	515 98.48	684 87.50	684 87.50
3	Misc - Aviation	671 96.26	433 49.47	540 41.10	478 92.15	86 69.89	143 67.64	143 67.64
4	Misc - Engg	826 43.32	712 58.35	357 36.84	323 45.24	142 51.67	97 03.57	142 51.67
5	Misc - W.C.	-	-	-	-		-	-
6	Misc - Liability	-	-	-	-		-	-
7	Misc - P.A.	-	-	-	-		-	-
8	Misc - Health	-	-	-	-		-	-
9	Misc - Oth. Misc.	3495 85.85	3406 29.42	2496 71.42	2497 98.51	681 25.88	749 39.55	749 39.55
10	Misc - FL/Cr.	-	-	-	-		-	-
11	Marine - Cargo	453 02.68	425 03.35	312 80.31	312 37.71	85 00.67	93 71.31	93 71.31
12	Marine - Hull	715 53.44	606 08.81	457 66.68	392 84.56	121 21.76	117 85.37	121 21.76
13	Life	30 76.49	30 53.61	9 57.84	9 54.97	6 10.72	2 86.49	6 10.72
.	Total	12300 36.96	11118 32.32	10268 72.86	9870 78.20	2223 66.46	2961 23.46	3013 32.18
.	RSM1 premium has been calculated based on 12 month figure i.e. from 01.10.2010 to 30.09.2011 on rolling basis complying with circular no. IRDA/F&I/CIR/F&A/076/05/2010 dated 10.05.2010.
.	RSM2 Gross Incurred Claim and Net Incurred Claim has been calculated complying with circular no. 045/IRDA/F&A/Mar-06 dated 31.03.2006 and the same for the period 01.04.11 to 30.06.11 has been multiplied by 4 for arriving at annual figure.
.	Note:	.	.	.	.	.	.	.
.	1. Claim and Premium is not provided separately for Liabilities and Health Insurance as it is considered as part of Others under Miscellaneous.-
.	2. Claim and Premium for Life Insurance has been separately disclosed under item 10						.	.