PERIODIC DISCLOSURES |
FORM NL-30 |
Analytical Ratios |
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Insurer: |
General Insurance Corporation of India |
Date: |
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(Rs in Lakhs) |
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Analytical Ratios for Non-Life companies |
Sl.No. |
Particular |
For the Ist HY 30.09.2012 |
Correspodning Ist QTR 30.09.2011 |
1 |
Gross Premium Growth Rate |
15.5 |
11.0 |
2 |
Gross Premium to shareholders' fund ratio |
83.0 |
57.7 |
3 |
Growth rate of shareholders'fund |
-19.6 |
8.2 |
4 |
Net Retention Ratio |
91.5 |
92.2 |
5 |
Net Commission Ratio |
18.4 |
11.9 |
6 |
Expense of Management to Gross Direct Premium Ratio |
0.7 |
0.7 |
7 |
Combined Ratio |
63.7 |
54.0 |
8 |
Technical Reserves to net premium ratio |
373.7 |
322.2 |
9 |
Underwriting balance ratio |
-0.3 |
-3.6 |
10 |
Operationg Profit Ratio |
13.8 |
17.0 |
11 |
Liquid Assets to liabilities ratio |
36.5 |
39.4 |
12 |
Net earning ratio |
19.1 |
15.9 |
13 |
Return on net worth ratio |
14.5 |
8.4 |
14 |
Available Solvency margin Ratio to Required Solvency Margin Ratio |
2.29 |
3.2 |
15 |
NPA Ratio |
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Gross NPA Ratio |
2.1 |
2.1 |
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Net NPA Ratio |
0.4 |
0.6 |
Equity Holding Pattern for Non-Life Insurers |
Rs in Lakhs) |
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1 |
(a) No. of shares |
43000000 |
43000000 |
2 |
(b) Percentage of shareholding (Indian / Foreign) |
100 % Indian |
100 % Indian |
3 |
(c) %of Government holding (in case of public sector insurance companies) |
100% |
100% |
4 |
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) |
294 |
213 |
5 |
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) |
294 |
213 |
6 |
(iv) Book value per share (Rs) |
2027 |
2521 |
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid |
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