| PERIODIC DISCLOSURES | |||
|---|---|---|---|
| FORM NL-30 | Analytical Ratios | - | - |
| Insurer: | General Insurance Corporation of India | Date: | - |
| - | - | (Rs in Lakhs) | - |
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the Ist HY 30.09.2012 | Correspodning Ist QTR 30.09.2011 |
| 1 | Gross Premium Growth Rate | 15.5 | 11.0 |
| 2 | Gross Premium to shareholders' fund ratio | 83.0 | 57.7 |
| 3 | Growth rate of shareholders'fund | -19.6 | 8.2 |
| 4 | Net Retention Ratio | 91.5 | 92.2 |
| 5 | Net Commission Ratio | 18.4 | 11.9 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.7 | 0.7 |
| 7 | Combined Ratio | 63.7 | 54.0 |
| 8 | Technical Reserves to net premium ratio | 373.7 | 322.2 |
| 9 | Underwriting balance ratio | -0.3 | -3.6 |
| 10 | Operationg Profit Ratio | 13.8 | 17.0 |
| 11 | Liquid Assets to liabilities ratio | 36.5 | 39.4 |
| 12 | Net earning ratio | 19.1 | 15.9 |
| 13 | Return on net worth ratio | 14.5 | 8.4 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 2.29 | 3.2 |
| 15 | NPA Ratio | ||
| - | Gross NPA Ratio | 2.1 | 2.1 |
| - | Net NPA Ratio | 0.4 | 0.6 |
| Equity Holding Pattern for Non-Life Insurers | Rs in Lakhs) | - | |
| 1 | (a) No. of shares | 43000000 | 43000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | (c) %of Government holding (in case of public sector insurance companies) | 100% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 294 | 213 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 294 | 213 |
| 6 | (iv) Book value per share (Rs) | 2027 | 2521 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | - | - | |