| FORM NL-13-LOANS SCHEDULE | |||
|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Particulars | NINE MONTH ENDING 31.12.2012 | NINE MONTH ENDING 31.12.2011 | |
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 942 119 | 1054 552 | |
| (bb) Outside India | 0 | 0 | |
| (b) On Shares, Bonds, Govt. Securities | 0 | 0 | |
| (c) Others | 3654 682 | 3922 938 | |
| Unsecured | 68 587 | 68 587 | |
| TOTAL | 4665 388 | 5046 077 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a) Central and State Governments | 3654 682 | 3922 938 | |
| (b) Banks and Financial Institutions | 0 | 0 | |
| (c) Subsidiaries | 0 | 0 | |
| (d) Industrial Undertakings | 968 817 | 1047 241 | |
| (e) Others (to be specified) | 41 889 | 75 899 | |
| TOTAL | 4665 388 | 5046 078 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa) In India | 3813 417 | 4138 799 | |
| (bb) Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa) In India | 102 186 | 387 189 | |
| (bb) Outside India | 0 | 0 | |
| Provisions ** | 749 786 | 520 089 | |
| TOTAL | 4665 389 | 5046 077 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a) Short Term | 374 069 | 406 647 | |
| (b) Long Term | 4291 320 | 4639 430 | |
| TOTAL | 4665 389 | 5046 077 | |
| * | Includes Term Loans of ` 4,00,000 thousand on which creation of security is pending (Previous year `4,08,18,862 thousand) | ||
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Note | |||
| (a) | Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than | ||
| (b) | Provisions against non-performing loans shall be shown separately. | ||
| (c) | The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | ||
| (d) | Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | ||
| . | . | ||