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FORM NL-26 - CLAIMS INFORMATION - KG Table I
Insurer : General Insurance Corporation of India
Solvency for the period ended 31st Decemeber 2012
Required solvency margin based on net premium and net incurred claims						.	.	(Rs in Lacs)
Item No.	Description	PREMIUM		CLAIM		RSM-1	RSM-2	RSM
Item No.	Description	Gross Premium	Net Premium	Gross incurred claim	Net incurred Claim	RSM-1	RSM-2	RSM
1	Fire	4342 64.05	3534 95.40	3642 38.57	3400 39.51	706 99.08	1020 11.85	1020 11.85
2	Misc - Motor	3567 81.78	3567 81.78	2692 48.98	2693 24.91	713 56.36	807 97.47	807 97.47
3	Misc - Aviation	396 40.04	363 21.97	486 97.80	402 10.51	72 64.39	131 48.41	131 48.41
4	Misc - Engg	808 41.48	699 68.46	450 29.19	442 62.12	139 93.69	132 78.64	139 93.69
5	Misc - W.C.	44 69.99	44 69.99	20 06.55	20 06.55	8 94.00	6 01.96	8 94.00
6	Misc - Liability	195 88.53	169 30.25	91 03.09	50 94.47	33 86.05	23 21.29	33 86.05
7	Misc - P.A.	463 98.01	462 40.84	279 09.01	279 09.01	92 48.17	83 72.70	92 48.17
8	Misc - Health	2101 11.14	2101 11.14	1759 60.44	1759 60.44	420 22.23	527 88.13	527 88.13
9	Misc - Oth. Misc.	1032 93.55	984 63.18	1122 49.61	1121 05.30	196 92.64	336 31.59	336 31.59
10	Misc - FL/Cr.	263 92.94	263 92.94	183 11.91	183 11.91	52 78.59	54 93.57	54 93.57
11	Marine - Cargo	531 11.90	501 71.60	327 55.72	299 61.96	100 34.32	89 88.59	100 34.32
12	Marine - Hull	822 19.29	678 96.65	564 12.47	458 06.21	135 79.33	137 41.86	137 41.86
13	Life	72 65.03	58 55.99	47 62.65	41 02.52	11 71.20	12 30.76	12 30.76
	Total	14643 77.73	13431 00.20	11666 85.99	11150 95.43	2686 20.04	3364 06.83	3403 99.88
-	RSM1 premium has been calculated based on 12 month figure i.e. from 01.10.2011 to 30.09.2012 on rolling basis complying with circular no. IRDA/F&I/CIR/F&A/076/05/2010 dated 10.05.2010.
-	RSM2 Gross Incurred Claim and Net Incurred Claim has been calculated complying with circular no. 045/IRDA/F&A/Mar-06 dated 31.03.2006 and the same for the period 01.04.12 to 30.09.12 has been multiplied by 2 for arriving at annual figure.
Solvency for the period ended 30th September 2011
Required solvency margin based on net premium and net incurred claims						.	.	(Rs in Lacs)
Item No.	Description	PREMIUM		CLAIM		RSM-1	RSM-2	RSM*
Item No.	Description	Gross Premium	Net Premium	Gross incurred claim	Net incurred Claim	RSM-1	RSM-2	RSM*
1	Fire	3526 86.52	2924 36.93	3811 27.00	3572 73.40	584 87.39	1071 82.02	1071 82.02
2	Misc - Motor	2579 92.39	2579 92.39	2282 91.67	2282 91.67	515 98.48	684 87.50	684 87.50
3	Misc - Aviation	671 96.26	433 49.47	540 41.10	478 92.15	86 69.89	143 67.64	143 67.64
4	Misc - Engg	826 43.32	712 58.35	357 36.84	323 45.24	142 51.67	97 03.57	142 51.67
5	Misc - W.C.
6	Misc - Liability
7	Misc - P.A.
8	Misc - Health
9	Misc - Oth. Misc.	3495 85.85	3406 29.42	2496 71.42	2497 98.51	681 25.88	749 39.55	749 39.55
10	Misc - FL/Cr.
11	Marine - Cargo	453 02.68	425 03.35	312 80.31	312 37.71	85 00.67	93 71.31	93 71.31
12	Marine - Hull	715 53.44	606 08.81	457 66.68	392 84.56	121 21.76	117 85.37	121 21.76
13	Life	30 76.49	30 53.61	9 57.84	9 54.97	6 10.72	2 86.49	6 10.72
.	Total	12300 36.96	11118 32.32	10268 72.86	9870 78.20	2223 66.46	2961 23.46	3013 32.18
.	RSM1 premium has been calculated based on 12 month figure i.e. from 01.10.2010 to 30.09.2011 on rolling basis complying with circular no. IRDA/F&I/CIR/F&A/076/05/2010 dated 10.05.2010.
.	RSM2 Gross Incurred Claim and Net Incurred Claim has been calculated complying with circular no. 045/IRDA/F&A/Mar-06 dated 31.03.2006 and the same for the period 01.04.11 to 30.09.11 has been multiplied by 2 for arriving at annual figure.
.	Note:	.	.	.	.	.	.	.
.	1. Claim and Premium is not provided separately for Liabilities and Health Insurance as it is considered as part of Others under Miscellaneous.-
.	2. Claim and Premium for Life Insurance has been separately disclosed under item 10						.	.