FORM NL-13-LOANS SCHEDULE
GENERAL INSURANCE CORPORATION OF INDIA
LOANS			(` '000)
	Particulars	TWELVE MONTH ENDING 31.03.2013	TWELVE MONTH ENDING 31.03.2012
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a)  On mortagage of property *
	(aa) In India	921 840	1016 517
	(bb) Outside India	0	0
	(b)   On Shares, Bonds, Govt. Securities	0	0
	(c)    Others	3638 682	3906 826
	Unsecured	68 587	68 587
	TOTAL	4629 109	4991 930
2	BORROWER-WISE CLASSIFICATION
	(a)           Central and State Governments	3638 682	3906 826
	(b)           Banks and Financial Institutions	0	0
	(c)           Subsidiaries	0	0
	(d)           Industrial Undertakings	949 591	1009 146
	(e)           Others (to be specified)	40 836	75 958
	TOTAL	4629 109	4991 930
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	3777 767	4089 838
	(bb) Outside India	0	0
	(b) Non-performing loans less provisions	0	0
	(aa)  In India	102 186	114 959
	(bb) Outside India	0	0
	Provisions **	749 156	787 133
	TOTAL	4629 109	4991 930
4	MATURITY-WISE CLASSIFICATION
	(a)           Short Term	372 765	382 405
	(b)           Long Term	4256 344	4609 525
	TOTAL	4629 109	4991 930
*	Includes Term Loan of Rs.400000/- on which creation of security is pending.  (previous year Rs.400000/-)
**	Includes Provision for Bad and Doubtful Loans
Note
(a)	Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than
(b)	Provisions against non-performing loans shall be shown separately.
(c)	The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for  the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)	Loans considered doubtful and the amount of provision created against such loans shall be disclosed.
		.	.