| PERIODIC DISCLOSURES | |||
|---|---|---|---|
| FORM NL-30 | Analytical Ratios | - | - |
| Insurer: | General Insurance Corporation of India | Date: | - |
| - | - | (Rs in Lakhs) | - |
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the period ended 31.12.2013 | For the period ended 31.12.2012 |
| 1 | Gross Premium Growth Rate | -4.5 | 16.6 |
| 2 | Gross Premium to shareholders' fund ratio | 101.1 | 121.3 |
| 3 | Growth rate of shareholders'fund | 14.6 | -21.7 |
| 4 | Net Retention Ratio | 88.5 | 89.4 |
| 5 | Net Commission Ratio | 21.6 | 19.8 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 1.2 | 0.8 |
| 7 | Combined Ratio | 115.5 | 106.8 |
| 8 | Technical Reserves to net premium ratio | 297.8 | 261.1 |
| 9 | Underwriting balance ratio | -12.0 | -5.4 |
| 10 | Operationg Profit Ratio | 7.5 | 9.0 |
| 11 | Liquid Assets to liabilities ratio | 35.6 | 37.4 |
| 12 | Net earning ratio | 12.4 | 15.4 |
| 13 | Return on net worth ratio | 11.1 | 16.7 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.79 | 1.59 |
| 15 | NPA Ratio | ||
| - | Gross NPA Ratio | 1.88 | 1.99 |
| - | Net NPA Ratio | 0.74 | 0.75 |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 43000000 | 43000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | (c) %of Government holding (in case of public sector insurance companies) | 100% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 265 | 347 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 265 | 347 |
| 6 | (iv) Book value per share (Rs) | 2384 | 2080 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | - | - | |