| FORM NL-13-LOANS SCHEDULE | |||
|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Particulars | TWELVE MONTH ENDING 31.03.2014 | TWELVE MONTH ENDING 31.03.2013 | |
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 797 728 | 921 840 | |
| (bb) Outside India | 0 | 0 | |
| (b) On Shares, Bonds, Govt. Securities | 0 | 0 | |
| (c) Others | 3374 193 | 3638 682 | |
| Unsecured | 68 587 | 68 587 | |
| TOTAL | 4240 508 | 4629 109 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a) Central and State Governments | 3374 193 | 3638 682 | |
| (b) Banks and Financial Institutions | 0 | 0 | |
| (c) Subsidiaries | 0 | 0 | |
| (d) Industrial Undertakings | 848 654 | 949 591 | |
| (e) Others (to be specified) | 17 661 | 40 836 | |
| TOTAL | 4240 508 | 4629 109 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa) In India | 3338 800 | 3777 767 | |
| (bb) Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa) In India | 204 428 | 102 186 | |
| (bb) Outside India | 0 | 0 | |
| Provisions ** | 697 280 | 749 156 | |
| TOTAL | 4240 508 | 4629 109 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a) Short Term | 290 623 | 372 765 | |
| (b) Long Term | 3949 885 | 4256 344 | |
| TOTAL | 4240 508 | 4629 109 | |
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Note | |||
| (a) | Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than | ||
| (b) | Provisions against non-performing loans shall be shown separately. | ||
| (c) | The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | ||
| (d) | Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | ||
| . | . | ||