FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 31.03.2014
					(` '000)
	PARTICULARS	FOR THE QUARTER	TWELVE MONTH ENDING 31.03.2014	FOR THE QUARTER OF THE PRECEDING YEAR	TWELVE MONTH ENDING 31.03.2013
A	FIRE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	12362 098	36648 124	7370 941	30402 101
	Less :Re-insurance Ceded to claims paid	2250 139	6756 140	2411 578	4468 888
	Net Claims Paid	10111 959	29891 984	4959 363	25933 213
	Add : Claims Outstanding at the end of the year	2013 481	76208 072	-404 978	68743 345
	Less: Claims Outstanding at the beginning of the year	0	68743 345	0	64612 978
	Total Claims Incurred	12125 440	37356 711	4554 385	30063 580
B	MISCELLANEOUS INSURANCE
(1)	MOTOR
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	9448 363	28847 032	6223 284	22412 192
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	9448 363	28847 032	6223 284	22412 192
	Add : Claims Outstanding at the end of the year	-8254 726	54058 415	1727 875	53975 419
	Less: Claims Outstanding at the beginning of the year	0	53975 419	0	48480 865
	Total Claims Incurred	1193 637	28930 028	7951 159	27906 746
(2)	AVIATION
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	406	5 497	0	83
	Add   :Re-insurance accepted to direct claims	1026 100	3633 909	778 027	3486 084
	Less :Re-insurance Ceded to claims paid	78 038	297 654	179 124	485 879
	Net Claims Paid	948 468	3341 752	598 903	3000 288
	Add : Claims Outstanding at the end of the year	-242 332	7900 822	1918 595	9253 362
	Less: Claims Outstanding at the beginning of the year	0	9253 362	0	6971 868
	Total Claims Incurred	706 136	1989 212	2517 498	5281 782
(3)	ENGINEERING
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1439 075	4674 887	728 900	2818 570
	Less :Re-insurance Ceded to claims paid	22 912	47 354	-34 014	24 596
	Net Claims Paid	1416 163	4627 533	762 914	2793 974
	Add : Claims Outstanding at the end of the year	2335 323	17748 578	408 773	10769 022
	Less: Claims Outstanding at the beginning of the year	0	10769 022	0	9071 131
	Total Claims Incurred	3751 486	11607 089	1171 687	4491 865
(4)	WC
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	32 718	114 384	24 714	92 323
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	32 718	114 384	24 714	92 323
	Add : Claims Outstanding at the end of the year	-91 959	163 235	-62 802	230 487
	Less: Claims Outstanding at the beginning of the year	0	230 487	0	210 407
	Total Claims Incurred	-59 241	47 132	-38 088	112 403
(5)	Liability
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	42 722	295 989	23 123	434 785
	Less :Re-insurance Ceded to claims paid	0	0	0	391 543
	Net Claims Paid	42 722	295 989	23 123	43 242
	Add : Claims Outstanding at the end of the year	279 080	1842 666	-14 365	1231 056
	Less: Claims Outstanding at the beginning of the year	0	1231 056	0	974 245
	Total Claims Incurred	321 802	907 599	8 758	300 053
(6)	PA
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	983 488	3850 128	1410 807	3347 145
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	983 488	3850 128	1410 807	3347 145
	Add : Claims Outstanding at the end of the year	709 878	2406 549	2780 769	3452 075
	Less: Claims Outstanding at the beginning of the year	0	3452 075	0	514 464
	Total Claims Incurred	1693 366	2804 602	4191 576	6284 756
(7)	Health
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	4447 621	16018 914	5016 201	19728 337
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	4447 621	16018 914	5016 201	19728 337
	Add : Claims Outstanding at the end of the year	1581 662	9158 105	5391 736	10014 824
	Less: Claims Outstanding at the beginning of the year	0	10014 824	0	6133 249
	Total Claims Incurred	6029 283	15162 195	10407 937	23609 912
(8)	Oth. Misc.
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	3960 153	11169 563	1363 566	5365 024
	Less :Re-insurance Ceded to claims paid	362	2 728	-14 730	-3 907
	Net Claims Paid	3959 791	11166 835	1378 296	5368 931
	Add : Claims Outstanding at the end of the year	2197 959	10337 916	-6883 701	10079 799
	Less: Claims Outstanding at the beginning of the year	0	10079 799	0	12546 077
	Total Claims Incurred	6157 750	11424 952	-5505 405	2902 653
(9)	FL/Credit
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	859 396	1813 750	594 234	1020 969
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	859 396	1813 750	594 234	1020 969
	Add : Claims Outstanding at the end of the year	-2522 279	5885 222	912 435	3479 268
	Less: Claims Outstanding at the beginning of the year	0	3479 268	0	2583 139
	Total Claims Incurred	-1662 883	4219 704	1506 669	1917 098
	TOTAL MISCELLANEOUS
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	406	5 497	0	83
	Add   :Re-insurance accepted to direct claims	22239 636	70418 556	16162 856	58705 429
	Less :Re-insurance Ceded to claims paid	101 312	347 736	130 380	898 111
	Net Claims Paid	22138 730	70076 317	16032 476	57807 401
	Add : Claims Outstanding at the end of the year	-4007 394	109501 508	6179 315	102485 312
	Less: Claims Outstanding at the beginning of the year	0	102485 312	0	87485 445
	Total Claims Incurred	18131 336	77092 513	22211 791	72807 268
C	MARINE INSURANCE
(1)	MARINE CARGO
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	846 116	2892 339	797 344	3033 246
	Less :Re-insurance Ceded to claims paid	320	415 860	140	12 615
	Net Claims Paid	845 796	2476 479	797 204	3020 631
	Add : Claims Outstanding at the end of the year	-531 774	5225 659	1323 317	5891 192
	Less: Claims Outstanding at the beginning of the year	0	5891 192	0	4999 539
	Total Claims Incurred	314 022	1810 946	2120 521	3912 284
(2)	MARINE HULL
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1852 423	5230 616	920 292	4676 827
	Less :Re-insurance Ceded to claims paid	202 534	765 813	254 334	948 127
	Net Claims Paid	1649 889	4464 803	665 958	3728 700
	Add : Claims Outstanding at the end of the year	-424 248	7238 540	-1516 858	7893 011
	Less: Claims Outstanding at the beginning of the year	0	7893 011	0	9460 899
	Total Claims Incurred	1225 641	3810 332	-850 900	2160 812
	TOTAL MARINE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	2698 539	8122 955	1717 636	7710 073
	Less :Re-insurance Ceded to claims paid	202 854	1181 673	254 474	960 742
	Net Claims Paid	2495 685	6941 282	1463 162	6749 331
	Add : Claims Outstanding at the end of the year	-956 022	12464 199	-193 541	13784 203
	Less: Claims Outstanding at the beginning of the year	0	13784 203	0	14460 438
	Total Claims Incurred	1539 663	5621 278	1269 621	6073 096
D	LIFE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	230 489	769 313	165 114	409 817
	Less :Re-insurance Ceded to claims paid	47 688	144 216	9 621	36 972
	Net Claims Paid	182 801	625 097	155 493	372 845
	Add : Claims Outstanding at the end of the year	189 709	595 087	16 247	217 743
	Less: Claims Outstanding at the beginning of the year	0	217 744	0	111 158
	Total Claims Incurred	372 510	1002 440	171 740	479 430
E	TOTAL ALL CLASSES
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	406	5 497	0	83
	Add   :Re-insurance accepted to direct claims	37530 762	115958 948	25416 547	97227 420
	Less :Re-insurance Ceded to claims paid	2601 993	8429 765	2806 053	6364 713
	Net Claims Paid	34929 175	107534 680	22610 494	90862 790
	Add : Claims Outstanding at the end of the year	-2760 226	198768 866	5597 043	185230 603
	Less: Claims Outstanding at the beginning of the year	0	185230 604	0	166670 019
	Total Claims Incurred	32168 949	121072 942	28207 537	109423 374