| FORM NL-13-LOANS SCHEDULE | |||
|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Particulars | TWELVE MONTH ENDING 31.03.2014 | TWELVE MONTH ENDING 31.03.2013 | |
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 797 728 | 921 840 | |
| (bb) Outside India | 0 | 0 | |
| (b) On Shares, Bonds, Govt. Securities | 0 | 0 | |
| (c) Others | 3374 193 | 3638 682 | |
| Unsecured | 68 587 | 68 587 | |
| TOTAL | 4240 508 | 4629 109 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a) Central and State Governments | 3374 193 | 3638 682 | |
| (b) Banks and Financial Institutions | 0 | 0 | |
| (c) Subsidiaries | 0 | 0 | |
| (d) Industrial Undertakings | 848 654 | 949 591 | |
| (e) Others (to be specified) | 17 661 | 40 836 | |
| TOTAL | 4240 508 | 4629 109 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa) In India | 3338 800 | 3777 767 | |
| (bb) Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa) In India | 204 428 | 102 186 | |
| (bb) Outside India | 0 | 0 | |
| Provisions ** | 697 280 | 749 156 | |
| TOTAL | 4240 508 | 4629 109 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a) Short Term | 290 623 | 372 765 | |
| (b) Long Term | 3949 885 | 4256 344 | |
| TOTAL | 4240 508 | 4629 109 | |
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Notes: | |||
| (a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. | |||
| (b) Provisions against non-performing loans shall be shown separately. | |||
| (c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for | |||
| the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||
| (d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||