FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
			(` '000)
	PARTICULARS	TWELVE MONTH ENDING 31.03.2014	TWELVE MONTH ENDING 31.03.2013
1	Employees’ remuneration & welfare benefits	774084	480499
2	Travel, conveyance and vehicle running expenses	68385	42914
3	Training expenses	41090	5614
4	Rents, rates & taxes	32332	21645
5	Repairs	347120	229156
6	Printing & stationery	4421	3610
7	Communication	12724	11831
8	Legal & professional charges	105703	41782
9	Auditors' fees, expenses etc
	(a) as auditor	5002	7861
	(b) as adviser or in any other capacity, in respect of	0	0
	(i) Taxation matters	250	250
	(ii) Insurance matters	0	0
	(iii) Management services; and	0	0
	(c)   in any other capacity	82	236
10	Advertisement and publicity	55826	26435
11	Interest & Bank Charges	9049	16828
12	Others	245859	176347
13	Depreciation	71577	56424
14	Service Tax A/c	9382
	TOTAL	1782886	1121432
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.