FORM NL-13-LOANS SCHEDULE |
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA |
LOANS |
|
|
(` '000) |
|
Particulars |
As At 30.06.2014 |
As at 30.06.2013 |
1 |
SECURITY-WISE CLASSIFICATION |
|
|
|
Secured |
|
|
|
(a) On mortagage of property * |
|
|
(aa) In India |
786811 |
883448 |
(bb) Outside India |
0 |
0 |
|
(b) On Shares, Bonds, Govt. Securities |
1 |
0 |
|
(c) Others |
3142756 |
3403664 |
|
Unsecured |
68587 |
68587 |
|
TOTAL |
3998155 |
4355699 |
2 |
BORROWER-WISE CLASSIFICATION |
|
|
|
(a) Central and State Governments |
3142756 |
3403664 |
|
(b) Banks and Financial Institutions |
0 |
0 |
|
(c) Subsidiaries |
0 |
0 |
|
(d) Industrial Undertakings |
839341 |
930360 |
|
(e) Others (to be specified) |
16057 |
21676 |
|
TOTAL |
3998154 |
4355700 |
3 |
PERFORMANCE-WISE CLASSIFICATION |
|
|
|
(a) Loans classified as standard |
|
|
(aa) In India |
3128795 |
3412437 |
(bb) Outside India |
0 |
0 |
(b) Non-performing loans less provisions |
0 |
0 |
(aa) In India |
204428 |
217201 |
(bb) Outside India |
0 |
0 |
|
Provisions ** |
664931 |
726062 |
|
TOTAL |
3998154 |
4355700 |
4 |
MATURITY-WISE CLASSIFICATION |
|
|
|
(a) Short Term |
291232 |
343397 |
|
(b) Long Term |
3706922 |
4012303 |
|
TOTAL |
3998154 |
4355700 |
** |
Includes Provision for Bad and Doubtful Loans |
|
|
|
|
|
|
Notes: |
(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. |
(b) Provisions against non-performing loans shall be shown separately. |
(c) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for |
the purposes of this schedule, means loans secured wholly or partly against an asset of the company. |
(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. |