FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
LOANS			(` '000)
Sr. No.	Particulars	As at 31.12.2014	As at 31.12.2013
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a)  On mortagage of property *
	(aa) In India	771 727	824 905
	(bb) Outside India	0	0
	(b)   On Shares, Bonds, Govt. Securities	0	0
	(c)    Others	3132 888	3390 192
	Unsecured	68 586	68 588
	TOTAL	3973 201	4283 685
2	BORROWER-WISE CLASSIFICATION
	(a)           Central and State Governments	3132 888	3390 192
	(b)           Banks and Financial Institutions	0	0
	(c)           Subsidiaries	0	0
	(d)           Industrial Undertakings	828 522	874 330
	(e)           Others (to be specified)	11 791	19 163
	TOTAL	3973 201	4283 685
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	3104 175	3509 773
	(bb) Outside India	0	0
	(b) Non-performing loans less provisions	0	0
	(aa)  In India	204 428	102 186
	(bb) Outside India	0	0
	Provisions **	664 598	671 726
	TOTAL	3973 201	4283 685
4	MATURITY-WISE CLASSIFICATION
	(a)           Short Term	311 538	304 107
	(b)           Long Term	3661 663	3979 578
	TOTAL	3973 201	4283 685
**	Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.