FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
LOANS			(` '000)
Sr. No.	Particulars	As at 31.03.2015	As at 31.03.2014
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a)  On mortagage of property *
	(aa) In India	757974	797728
	(bb) Outside India	0	0
	(b)   On Shares, Bonds, Govt. Securities	0	0
	(c)    Others	3112087	3374193
	Unsecured	68388	68587
	TOTAL	3938449	4240508
2	BORROWER-WISE CLASSIFICATION
	(a)           Central and State Governments	3112087	3374193
	(b)           Banks and Financial Institutions	0	0
	(c)           Subsidiaries	0	0
	(d)           Industrial Undertakings	816556	848654
	(e)           Others (to be specified)	9806	17661
	TOTAL	3938449	4240508
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	3075668	3338800
	(bb) Outside India	0	0
	(b) Non-performing loans less provisions	0	0
	(aa)  In India	191648	204428
	(bb) Outside India	0	0
	Provisions **	671133	697280
	TOTAL	3938449	4240508
4	MATURITY-WISE CLASSIFICATION
	(a)           Short Term	331193	290623
	(b)           Long Term	3607256	3949885
	TOTAL	3938449	4240508
**	Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.