| PERIODIC DISCLOSURES | |||
| FORM NL-30 | Analytical Ratios | ||
| Insurer: | General Insurance Corporation of India | Date: | |
| (` in Lakhs) | |||
| Analytical Ratios for Non-Life companies | |||
| Sr.No. | Particular | For the period ended 31.03.2015 | For the period ended 31.03.2014 |
|---|---|---|---|
| 1 | Gross Premium Growth Rate | 3.43219255 | -2.689651933 |
| 2 | Gross Premium to shareholders' fund ratio | 116.8 | 133.8 |
| 3 | Growth rate of shareholders'fund | 18.5 | 18.7 |
| 4 | Net Retention Ratio | 91.26082961 | 90.00348474 |
| 5 | Net Commission Ratio | 20.09273094 | 18.53521252 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 1.1 | 1.2 |
| 7 | Combined Ratio | 108.9520438 | 108.8511636 |
| 8 | Technical Reserves to net premium ratio | 195 | 204.5 |
| 9 | Underwriting balance ratio | -9.638725168 | -6.714852599 |
| 10 | Operationg Profit Ratio | 11.8 | 12.7 |
| 11 | Liquid Assets to liabilities ratio | 34.39825614 | 34.94044671 |
| 12 | Net earning ratio | 19.4394014 | 17.05320515 |
| 13 | Return on net worth ratio | 20.71836658 | 20.54207671 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 3.036892853 | 2.73 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 2.48 | 2.37 | |
| Net NPA Ratio | 0.79 | 0.86 | |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 43000000 | 43000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 1 | 1 |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 626.4466227 | 523.9940827 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 626.4466227 | 523.9940827 |
| 6 | (iv) Book value per share (Rs) | 3023.630233 | 2550.832558 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||