FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
LOANS			(` '000)
	Particulars	As at 31st March 2015	As at 31st March 2014
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a) On mortagage of property *
	(aa) In India	757974	797728
	(bb) Outside India	0	0
	(b)   On Shares, Bonds, Govt. Securities	0	0
	(c)    Others	3112087	3374193
	Unsecured	68388	68587
	TOTAL	3938449	4240508
2	BORROWER-WISE CLASSIFICATION
	(a)           Central and State Governments	3374 193	3638 682
	(b)           Banks and Financial Institutions	0	0
	(c)           Subsidiaries	0	0
	(d)           Industrial Undertakings	848 654	949 591
	(e)           Others (to be specified)	17 661	40 836
	TOTAL	4240 508	4629 109
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	3338 800	3777 767
	(bb) Outside India	0	0
	(b) Non-performing loans less provisions	0	0
	(aa)  In India	204 428	102 186
	(bb) Outside India	0	0
	Provisions **	697 280	749 156
	TOTAL	4240 508	4629 109
4	MATURITY-WISE CLASSIFICATION
	(a)           Short Term	290 623	372 765
	(b)           Long Term	3949 885	4256 344
	TOTAL	4240 508	4629 109
**	Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for
the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.