PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer:	General Insurance Corporation of India	Date:
		(` in Lakhs)
Analytical Ratios for Non-Life companies
Sr.No.	Particular	For the period ended  30.06.2015	For the period ended 30.06.2014
1	Gross Premium Growth Rate	16.42	7.93
2	Gross Premium to shareholders' fund ratio	31.60	30.90
3	Growth rate of shareholders'fund	14.00	26.6
4	Net Retention Ratio	86.93	90.86
5	Net Commission Ratio	21.73	19.89
6	Expense of Management to Gross Direct Premium Ratio	0.90	1
7	Combined Ratio	104.11	105.18
8	Technical Reserves to net premium ratio	749.40	781.5
9	Underwriting balance ratio	-3.18	-5.35
10	Operationg Profit Ratio	9.10	17.8
11	Liquid Assets to liabilities ratio	38.30	35.15
12	Net earning ratio	9.10	22.27
13	Return on net worth ratio	2.50	6.26
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	3.32	2.91
15	NPA Ratio
	Gross NPA Ratio	2.57	2.23
	Net NPA Ratio	0.80	0.78
Equity Holding Pattern for Non-Life Insurers		(Rs in Lakhs)
1	(a) No. of shares	43000000	43000000
2	(b) Percentage of shareholding (Indian / Foreign)	100 % Indian	100 % Indian
3	( c) %of Government holding (in case of public sector insurance companies)	100%	100%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	78	170
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	78	170
6	(iv) Book value per share (Rs)	3101	3024
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid