| FORM NL-13-LOANS SCHEDULE | |||||||
|---|---|---|---|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||||||
| LOANS | (` '000) | ||||||
| Particulars | As at 30.09.2015 | As at 30.09.2014 | |||||
| 1 | SECURITY-WISE CLASSIFICATION | ||||||
| Secured | |||||||
| (a) On mortagage of property * | |||||||
| (aa) In India | 734497 | 780766 | |||||
| (bb) Outside India | 0 | 0 | |||||
| (b) On Shares, Bonds, Govt. Securities | 0 | 1 | |||||
| (c) Others | 2881013 | 3142756 | |||||
| Unsecured | 68388 | 68587 | |||||
| TOTAL | 3683898 | 3992110 | |||||
| 2 | BORROWER-WISE CLASSIFICATION | ||||||
| (a) Central and State Governments | 2881013 | 3142756 | |||||
| (b) Banks and Financial Institutions | 0 | 0 | |||||
| (c) Subsidiaries | 0 | 0 | |||||
| (d) Industrial Undertakings | 796357 | 835380 | |||||
| (e) Others (to be specified) | 6529 | 13973 | |||||
| TOTAL | 3683899 | 3992109 | |||||
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||||||
| (a) Loans classified as standard | |||||||
| (aa) In India | 2745771 | 3122750 | |||||
| (bb) Outside India | 0 | 0 | |||||
| (b) Non-performing loans less provisions | 0 | 0 | |||||
| (aa) In India | 198536 | 204428 | |||||
| (bb) Outside India | 0 | 0 | |||||
| Provisions ** | 739591 | 664931 | |||||
| TOTAL | 3683898 | 3992109 | |||||
| 4 | MATURITY-WISE CLASSIFICATION | ||||||
| (a) Short Term | 354067 | 309018 | |||||
| (b) Long Term | 3329830 | 3683091 | |||||
| TOTAL | 3683897 | 3992109 | |||||
| ** | Includes Provision for Bad and Doubtful Loans | ||||||
| Notes: | |||||||
| (a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. | |||||||
| (b) Provisions against non-performing loans shall be shown separately. | |||||||
| (c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for | |||||||
| the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||||||
| (d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||||||