PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer:	General Insurance Corporation of India	Date:
		(` in Lakhs)
Analytical Ratios for Non-Life companies
Sr .No.	Particular	For the period ended  30.09.2015	For the period ended 30.09.2014	up to the Quarter of the prceeding year
1	Gross Premium Growth Rate	15.69008273	7.787169225
2	Gross Premium to shareholders' fund ratio	59.7	57.8
3	Growth rate of shareholders'fund	12	22.6
4	Net Retention Ratio	90.80736516	93.25435546
5	Net Commission Ratio	20.2653965	18.75134405
6	Expense of Management to Gross Direct Premium Ratio	1	1
7	Combined Ratio	107.4506517	100.7269227
8	Technical Reserves to net premium ratio	373.2	388.8
9	Underwriting balance ratio	-5.551189213	-1.688257954
10	Operationg Profit Ratio	10.2	20.8
11	Liquid Assets to liabilities ratio	36.53778183	34.09713585
12	Net earning ratio	14.25492217	23.73678228
13	Return on net worth ratio	7.731145385	12.80136034
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	3.223622999	3.06
15	NPA Ratio
	Gross NPA Ratio	2.48	2.23
	Net NPA Ratio	0.67	0.53
Equity Holding Pattern for Non-Life Insurers		(Rs in Lakhs)
1	(a) No. of shares	43000000	43000000
2	(b) Percentage of shareholding (Indian / Foreign)	100 % Indian	100 % Indian
3	( c) %of Government holding (in case of public sector insurance companies)	1	1
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	253.3479314	374.4779729
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	253.3479314	374.4779729
6	(iv) Book value per share (Rs)	3276.97907	2927
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid