FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the quarter ending 30.09.2015	Up to  the quarter ending 30.09.2015	For the corresponding quarter of the preceeding year	Up to the Quarter of the prceeding year
1	Employees’ remuneration & welfare benefits	258147	396687	167698	293505
2	Travel, conveyance and vehicle running expenses	14796	36501	13358	35126
3	Training expenses	10512	13793	2224	3604
4	Rents, rates & taxes	15100	34581	11252	24611
5	Repairs	78037	174022	100575	148279
6	Printing & stationery	1107	1970	951	1650
7	Communication	2920	5218	2976	5419
8	Legal & professional charges	17660	25028	9963	84002
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	349	1302	339	1209
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	0	5	5
10	Advertisement and publicity	16539	20013	14278	17174
11	Interest & Bank Charges	2474	4598	2037	3891
12	Others	57505	107085	41198	90677
13	Depreciation	22911	45008	22641	47320
14	Service Tax A/C	2291	2291	0	0
	TOTAL	500348	868097	389495	756472
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.