FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
	PARTICUALRS	For the quarter ending 31.12.2015	Up to  the quarter ending 31.12.2015	For the corresponding quarter of the preceeding year	(` '000) Up to the Quarter of the prceeding year
1	Employees’ remuneration & welfare benefits	283182	679869	132298	425803
2	Travel, conveyance and vehicle running expenses	30799	67300	22627	57753
3	Training expenses	2700	16493	2454	6058
4	Rents, rates & taxes	17078	51659	7096	31707
5	Repairs	62728	236750	106219	254498
6	Printing & stationery	1143	3113	1150	2800
7	Communication	3223	8441	2762	8181
8	Legal & professional charges	9556	34584	32133	116135
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	473	1775	339	1548
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	0	0	5
10	Advertisement and publicity	12511	32524	17247	34421
11	Interest & Bank Charges	2007	6605	2102	5993
12	Others	55706	162791	50125	140802
13	Depreciation	23198	68206	23477	70797
14	Service Tax A/C	0	2291	2232	2232
	TOTAL	504304	1372401	402261	1158733
			0		0

Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.