FORM NL-13-LOANS SCHEDULE |
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA |
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LOANS |
|
|
(` '000) |
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Particulars |
As at 31.03.2016 |
As at 31.03.2015 |
1 |
SECURITY-WISE CLASSIFICATION |
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Secured |
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(a) On mortagage of property * |
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(aa) In India |
735 423 |
757 974 |
(bb) Outside India |
0 |
0 |
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(b) On Shares, Bonds, Govt. Securities |
0 |
0 |
|
(c) Others |
2853 949 |
3112 087 |
|
Unsecured |
68 387 |
68 388 |
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TOTAL |
3657 759 |
3938 449 |
2 |
BORROWER-WISE CLASSIFICATION |
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|
|
(a) Central and State Governments |
2853 949 |
3112 087 |
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(b) Banks and Financial Institutions |
0 |
0 |
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(c) Subsidiaries |
0 |
0 |
|
(d) Industrial Undertakings |
782 984 |
816 556 |
|
(e) Others (to be specified) |
20 826 |
9 806 |
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TOTAL |
3657 759 |
3938 449 |
3 |
PERFORMANCE-WISE CLASSIFICATION |
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|
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(a) Loans classified as standard |
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|
(aa) In India |
2955 623 |
3075 668 |
(bb) Outside India |
0 |
0 |
(b) Non-performing loans less provisions |
0 |
0 |
(aa) In India |
0 |
191 648 |
(bb) Outside India |
0 |
0 |
|
Provisions ** |
702 136 |
671 133 |
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TOTAL |
3657 759 |
3938 449 |
4 |
MATURITY-WISE CLASSIFICATION |
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|
|
(a) Short Term |
296 986 |
331 193 |
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(b) Long Term |
3360 773 |
3607 256 |
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TOTAL |
3657 759 |
3938 449 |
** |
Includes Provision for Bad and Doubtful Loans |
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|
|
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Notes: |
(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. |
(b) Provisions against non-performing loans shall be shown separately. |
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(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for |
the purposes of this schedule, means loans secured wholly or partly against an asset of the company. |
(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. |