| PERIODIC DISCLOSURES | |||
| FORM NL-30 | Analytical Ratios | ||
| Insurer: | General Insurance Corporation of India | Date: | |
| (` in Lakhs) | |||
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the period ended 31.03.2016 | For the period ended 31.03.2015 |
|---|---|---|---|
| 1 | Gross Premium Growth Rate | 21.4 | 3.4 |
| 2 | Gross Premium to shareholders' fund ratio | 124.3 | 116.8 |
| 3 | Growth rate of shareholders'fund | 14.1 | 18.5 |
| 4 | Net Retention Ratio | 88.8 | 91.3 |
| 5 | Net Commission Ratio | 21.3 | 20.1 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 1.0 | 1.1 |
| 7 | Combined Ratio | 107.4 | 109.0 |
| 8 | Technical Reserves to net premium ratio | 180.5 | 195.0 |
| 9 | Underwriting balance ratio | -7.6 | -9.6 |
| 10 | Operationg Profit Ratio | 9.9 | 11.8 |
| 11 | Liquid Assets to liabilities ratio | 41.5 | 34.4 |
| 12 | Net earning ratio | 17.4 | 19.4 |
| 13 | Return on net worth ratio | 19.2 | 20.7 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 3.48 | 3.04 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 2.48 | 2.65 | |
| Net NPA Ratio | 1.10 | 0.79 | |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 43000000 | 43000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 100% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 6.62 | 6.26 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 6.62 | 6.26 |
| 6 | (iv) Book value per share (Rs) | 34.49 | 30.24 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||