| FORM NL-13-LOANS SCHEDULE | |||
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Particulrs | As at 31 March 2016 | As at 31 March 2015 | |
|---|---|---|---|
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 735 423 | 757 974 | |
| (bb) Outside India | 0 | 0 | |
| (b) On Shares, Bonds, Govt. Securities | 0 | 0 | |
| (c) Others | 2853 949 | 3112 087 | |
| Unsecured | 68 387 | 68 388 | |
| TOTAL | 3657 759 | 3938 449 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a) Central and State Governments | 2853 949 | 3112 087 | |
| (b) Banks and Financial Institutions | 0 | 0 | |
| (c) Subsidiaries | 0 | 0 | |
| (d) Industrial Undertakings | 782 984 | 816 556 | |
| (e) Others (to be specified) | 20 826 | 9 806 | |
| TOTAL | 3657 759 | 3938 449 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa) In India | 2955 623 | 3075 668 | |
| (bb) Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa) In India | 0 | 191 648 | |
| (bb) Outside India | 0 | 0 | |
| Provisions ** | 702 136 | 671 133 | |
| TOTAL | 3657 759 | 3938 449 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a) Short Term | 296 986 | 331 193 | |
| (b) Long Term | 3360 773 | 3607 256 | |
| TOTAL | 3657 759 | 3938 449 | |
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Notes: | |||
| (a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. | |||
| (b) Provisions against non-performing loans shall be shown separately. | |||
| (c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for | |||
| the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||
| (d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||