| FORM NL-26 - CLAIMS INFORMATION - KG Table I | ||||||||
| Insurer : General Insurance Corporation of India | ||||||||
| Solvency for the period ended 31 March 2016 | ||||||||
| Required solvency margin based on net premium and net incurred claims | ||||||||
| (` in Lacs) | ||||||||
| Item No. | Description | PREMIUM | CLAIM | RSM-1 | RSM-2 | RSM | ||
|---|---|---|---|---|---|---|---|---|
| Gross Premium | Net Premium | Gross incurred claim | Net incurred Claim | |||||
| 1 | Fire | 6476 12.47 | 5130 64.54 | 4571 47.99 | 3449 21.71 | 1026 12.91 | 1034 76.51 | 1034 76.51 |
| 2 | Misc - Motor | 4488 29.12 | 4488 29.12 | 3899 33.91 | 3899 16.78 | 897 65.82 | 1169 75.03 | 1169 75.03 |
| 3 | Misc - Aviation | 453 17.48 | 355 76.19 | 537 05.60 | 378 62.89 | 81 57.15 | 145 00.51 | 145 00.51 |
| 4 | Misc - Engg | 890 60.26 | 766 05.67 | 688 06.97 | 686 84.94 | 153 21.13 | 206 05.48 | 206 05.48 |
| 5 | Misc - W.C. | 25 35.26 | 25 35.26 | 13 87.20 | 13 87.20 | 5 07.05 | 4 16.16 | 5 07.05 |
| 6 | Misc - Liability | 150 52.96 | 141 62.49 | 71 44.06 | 58 35.62 | 28 32.50 | 18 21.74 | 28 32.50 |
| 7 | Misc - P.A. | 380 51.89 | 380 00.47 | 371 94.34 | 371 94.34 | 76 00.09 | 111 58.30 | 111 58.30 |
| 8 | Misc - Health | 2504 18.95 | 2504 18.95 | 2127 19.74 | 2127 19.74 | 500 83.79 | 638 15.92 | 638 15.92 |
| 9 | Misc - Oth. Misc. | 1646 33.29 | 1408 14.17 | 1731 55.11 | 1605 48.52 | 281 62.83 | 481 64.56 | 481 64.56 |
| 10 | Misc - FL/Cr. | 176 66.95 | 131 66.95 | 270 85.17 | 270 85.17 | 26 33.39 | 81 25.55 | 81 25.55 |
| 11 | Marine - Cargo | 337 75.51 | 299 71.49 | 317 43.78 | 308 85.92 | 59 94.30 | 92 65.77 | 92 65.77 |
| 12 | Marine - Hull | 675 62.27 | 553 07.34 | 505 93.32 | 417 33.60 | 110 61.47 | 125 20.08 | 125 20.08 |
| 13 | Life | 230 64.78 | 190 25.81 | 208 79.76 | 169 99.60 | 38 05.16 | 50 99.88 | 50 99.88 |
| Total | 18435 81.20 | 16374 78.47 | 15314 96.96 | 13757 76.05 | 3285 37.60 | 4159 45.51 | 4170 47.16 | |
| Solvency for the period ended 31 March 2015 | ||||||||
| Required solvency margin based on net premium and net incurred claims | ||||||||
| (` in Lacs) | ||||||||
| Item No. | Description | PREMIUM | CLAIM | RSM-1 | RSM-2 | RSM | ||
| Gross Premium | Net Premium | Gross incurred claim | Net incurred Claim | |||||
| 1 | Fire | 1995 91.55 | 1006 11.90 | 2371 88.61 | 1650 33.01 | 201 22.38 | 495 09.90 | 495 09.90 |
| 2 | Misc - Motor | 2835 29.44 | 2835 29.44 | 3017 36.34 | 3017 36.34 | 567 05.89 | 905 20.90 | 905 20.90 |
| 3 | Misc - Aviation | -81 63.23 | -108 11.66 | 188 83.53 | 88 40.03 | -14 69.38 | 50 98.55 | 50 98.55 |
| 4 | Misc - Engg | 540 53.29 | 431 14.70 | 375 00.10 | 373 78.07 | 86 22.94 | 112 13.42 | 112 13.42 |
| 5 | Misc - W.C. | 24 21.90 | 24 21.90 | 10 61.38 | 10 61.38 | 4 84.38 | 3 18.41 | 4 84.38 |
| 6 | Misc - Liability | 63 74.66 | 53 62.22 | 50 47.98 | 17 37.80 | 10 83.69 | 12 87.23 | 12 87.23 |
| 7 | Misc - P.A. | 320 98.43 | 320 32.25 | 172 49.34 | 172 49.34 | 64 06.45 | 51 74.80 | 64 06.45 |
| 8 | Misc - Health | 1361 94.65 | 1361 94.65 | 1348 81.57 | 1348 81.57 | 272 38.93 | 404 64.47 | 404 64.47 |
| 9 | Misc - Oth. Misc. | 1512 05.09 | 1361 65.40 | 1637 11.50 | 1511 04.91 | 272 33.08 | 453 31.47 | 453 31.47 |
| 10 | Misc - FL/Cr. | 265 75.38 | 220 75.38 | 241 34.43 | 241 34.43 | 44 15.08 | 72 40.33 | 72 40.33 |
| 11 | Marine - Cargo | 182 23.75 | 157 48.50 | 153 33.10 | 144 94.33 | 31 49.70 | 43 48.30 | 43 48.30 |
| 12 | Marine - Hull | 145 45.86 | 109 36.81 | 128 69.82 | 74 08.03 | 21 87.36 | 22 22.41 | 22 22.41 |
| 13 | Life | 159 00.10 | 127 58.81 | 138 22.55 | 107 15.35 | 25 51.76 | 32 14.60 | 32 14.60 |
| Total | 9325 50.86 | 7901 40.32 | 9834 20.25 | 8757 74.60 | 1587 32.26 | 2659 44.82 | 2673 42.43 | |