| yearIC DISCLOSURES |
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| FORM NL-30 |
Analytical Ratios |
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| Insurer : General Insurance Corporation of India |
Date: |
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(` in Lacs) |
| Analytical Ratios for Non-Life companies |
| Sl.No. |
Particular |
For the year ended 31 March 2015 |
For the year ended 31 March 2014 |
| 1 |
Gross Premium Growth Rate |
21.4 |
3.4 |
| 2 |
Gross Premium to shareholders' fund ratio |
124.3 |
116.8 |
| 3 |
Growth rate of shareholders'fund |
14.1 |
18.5 |
| 4 |
Net Retention Ratio |
88.8 |
91.3 |
| 5 |
Net Commission Ratio |
21.3 |
20.1 |
| 6 |
Expense of Management to Gross Direct Premium Ratio |
1.0 |
1.1 |
| 7 |
Combined Ratio |
107.4 |
109.0 |
| 8 |
Technical Reserves to net premium ratio |
180.5 |
195.0 |
| 9 |
Underwriting balance ratio |
-7.6 |
-9.6 |
| 10 |
Operationg Profit Ratio |
9.9 |
11.8 |
| 11 |
Liquid Assets to liabilities ratio |
41.5 |
34.4 |
| 12 |
Net earning ratio |
17.4 |
19.4 |
| 13 |
Return on net worth ratio |
19.2 |
20.7 |
| 14 |
Available Solvency margin Ratio to Required Solvency Margin Ratio |
3.48 |
3.04 |
| 15 |
NPA Ratio |
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Gross NPA Ratio |
2.48 |
2.65 |
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Net NPA Ratio |
1.10 |
0.79 |
| Equity Holding Pattern for Non-Life Insurers |
(Rs in Lakhs) |
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| 1 |
(a) No. of shares |
43000000 |
43000000 |
| 2 |
(b) Percentage of shareholding (Indian / Foreign) |
100 % Indian |
100 % Indian |
| 3 |
( c) %of Government holding (in case of public sector insurance companies) |
100% |
100% |
| 4 |
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the year (not to be annualized) |
6.62 |
6.26 |
| 5 |
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the year (not to be annualized) |
6.62 |
6.26 |
| 6 |
(iv) Book value per share (Rs) |
34.49 |
30.24 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid |
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