FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.06.2016
			(` '000)
	PARTICULARS	Up to  the quarter ending 30.06.2016	Up to the Quarter of the prceeding year
A	FIRE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	9535 556	7751 354
	Less :Re-insurance Ceded to claims paid	1973 723	678 687
	Net Claims Paid	7561 833	7072 667
	Add : Claims Outstanding at the end of the year	76712 323	69142 298
	Less: Claims Outstanding at the beginning of the year	73001 061	67582 224
	Total Claims Incurred	11273 095	8632 741
B	MISCELLANEOUS INSURANCE
(1)	MOTOR
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	7394 616	8020 590
	Less :Re-insurance Ceded to claims paid	0	0
	Net Claims Paid	7394 616	8020 590
	Add : Claims Outstanding at the end of the year	64182 876	51918 380
	Less: Claims Outstanding at the beginning of the year	61161 102	51587 884
	Total Claims Incurred	10416 390	8351 086
(2)	AVIATION
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	7 994
	Add   :Re-insurance accepted to direct claims	2127 349	941 242
	Less :Re-insurance Ceded to claims paid	193 588	275 122
	Net Claims Paid	1933 761	674 114
	Add : Claims Outstanding at the end of the year	7907 764	9660 804
	Less: Claims Outstanding at the beginning of the year	8550 135	8803 936
	Total Claims Incurred	1291 390	1530 982
(3)	ENGINEERING
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1153 839	932 539
	Less :Re-insurance Ceded to claims paid	82 276	1 216
	Net Claims Paid	1071 563	931 323
	Add : Claims Outstanding at the end of the year	16744 817	17928 136
	Less: Claims Outstanding at the beginning of the year	16497 841	18382 485
	Total Claims Incurred	1318 539	476 974
(4)	WC
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	27 128	22 588
	Less :Re-insurance Ceded to claims paid	0	0
	Net Claims Paid	27 128	22 588
	Add : Claims Outstanding at the end of the year	212 162	159 262
	Less: Claims Outstanding at the beginning of the year	210 187	161 463
	Total Claims Incurred	29 103	20 387
(5)	Liability
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	76 035	76 435
	Less :Re-insurance Ceded to claims paid	0	0
	Net Claims Paid	76 035	76 435
	Add : Claims Outstanding at the end of the year	2634 870	1622 007
	Less: Claims Outstanding at the beginning of the year	1726 140	1579 545
	Total Claims Incurred	984 765	118 897
(6)	PA
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	339 811	405 212
	Less :Re-insurance Ceded to claims paid	0	0
	Net Claims Paid	339 811	405 212
	Add : Claims Outstanding at the end of the year	1885 355	2087 611
	Less: Claims Outstanding at the beginning of the year	2015 981	1888 768
	Total Claims Incurred	209 185	604 055
(7)	Health
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	4343 552	4770 780
	Less :Re-insurance Ceded to claims paid	471 809	0
	Net Claims Paid	3871 743	4770 780
	Add : Claims Outstanding at the end of the year	11991 175	13239 650
	Less: Claims Outstanding at the beginning of the year	12428 273	12700 829
	Total Claims Incurred	3434 645	5309 601
(8)	Oth. Misc.
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	842 647	2858 115
	Less :Re-insurance Ceded to claims paid	360 403	264 160
	Net Claims Paid	482 244	2593 955
	Add : Claims Outstanding at the end of the year	12508 888	8742 041
	Less: Claims Outstanding at the beginning of the year	9924 875	9707 154
	Total Claims Incurred	3066 257	1628 842
(9)	FL/Credit
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	450 097	123 643
	Less :Re-insurance Ceded to claims paid	0	0
	Net Claims Paid	450 097	123 643
	Add : Claims Outstanding at the end of the year	6605 782	6700 765
	Less: Claims Outstanding at the beginning of the year	6872 775	6648 242
	Total Claims Incurred	183 104	176 166
	TOTAL  MISCELLANEOUS
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	7 994
	Add   :Re-insurance accepted to direct claims	16755 074	18151 144
	Less :Re-insurance Ceded to claims paid	1108 076	540 498
	Net Claims Paid	15646 998	17618 640
	Add : Claims Outstanding at the end of the year	124673 689	112058 656
	Less: Claims Outstanding at the beginning of the year	119387 309	111460 306
	Total Claims Incurred	20933 378	18216 990
C	MARINE INSURANCE
(1)	MARINE CARGO
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	456 350	-113 963
	Less :Re-insurance Ceded to claims paid	0	34 755
	Net Claims Paid	456 350	-148 718
	Add : Claims Outstanding at the end of the year	5841 901	5771 586
	Less: Claims Outstanding at the beginning of the year	5899 043	5556 870
	Total Claims Incurred	399 208	65 998
(2)	MARINE HULL
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	861 614	978 631
	Less :Re-insurance Ceded to claims paid	107 632	38 175
	Net Claims Paid	753 982	940 456
	Add : Claims Outstanding at the end of the year	9945 209	10572 298
	Less: Claims Outstanding at the beginning of the year	9740 973	9681 428
	Total Claims Incurred	958 218	1831 326
	TOTAL MARINE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1317 964	864 668
	Less :Re-insurance Ceded to claims paid	107 632	72 930
	Net Claims Paid	1210 332	791 738
	Add : Claims Outstanding at the end of the year	15787 110	16343 884
	Less: Claims Outstanding at the beginning of the year	15640 016	15238 298
	Total Claims Incurred	1357 426	1897 324
D	LIFE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	632 403	93 887
	Less :Re-insurance Ceded to claims paid	51 899	-12 590
	Net Claims Paid	580 504	106 477
	Add : Claims Outstanding at the end of the year	1214 259	929 085
	Less: Claims Outstanding at the beginning of the year	1047 227	853 942
	Total Claims Incurred	747 536	181 620
E	TOTAL ALL CLASSES
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	7 994
	Add   :Re-insurance accepted to direct claims	28240 997	26861 053
	Less :Re-insurance Ceded to claims paid	3241 330	1279 525
	Net Claims Paid	24999 667	25589 522
	Add : Claims Outstanding at the end of the year	218387 381	198473 923
	Less: Claims Outstanding at the beginning of the year	209075 613	195134 770
	Total Claims Incurred	34311 435	28928 675