FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the  Three Months  ending 30.09.2017	Up to  the  Three Months  ending 30.09.2017	For the corresponding Three months  of the preceeding year	Up to the corresponding  three months  of the prceeding year
1	Employees’ remuneration & welfare benefits	275 423	511 300	228 508	473 077
2	Travel, conveyance and vehicle running expenses	24 468	43 684	24 479	43 280
3	Training expenses	5 071	8 155	8 854	12 390
4	Rents, rates & taxes	14 048	29 499	22 708	37 529
5	Repairs	42 176	93 813	44 285	103 194
6	Printing & stationery	553	1 069	800	1 035
7	Communication	3 378	8 901	3 790	6 720
8	Legal & professional charges	14 216	26 817	15 913	52 835
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	623	3 728	62	1 136
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	14	0	0
10	Advertisement and publicity	9 530	21 832	17 263	23 588
11	Interest & Bank Charges	3 304	7 318	5 972	8 780
12	Others	59 295	144 926	46 338	100 183
13	Depreciation	17 960	36 219	24 533	49 253
14	Service Tax A/C	0	14 646	1 679	1 679
15	IT Expenses	24 568	71 152	22 914	79 171
16	Swachh Bharat Cess	77	691	346 204	346 204
	TOTAL	494 690	1023 764	814 302	1340 054
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.