| PERIODIC DISCLOSURES | |||
| FORM NL-30 | Analytical Ratios | ||
|---|---|---|---|
| Insurer: | General Insurance Corporation of India | Date:31.12.2017 | |
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the period ended 31.12.2017 | For the period ended 31.12.2016 |
| 1 | Gross Premium Growth Rate | 36.8 | 92.0 |
| 2 | Gross Premium to shareholders' fund ratio | 160.2 | 158.1 |
| 3 | Growth rate of shareholders'fund | 35.0 | 5.1 |
| 4 | Net Retention Ratio | 91.22 | 91.6 |
| 5 | Net Commission Ratio | 15.9 | 17.7 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.5 | 0.8 |
| 7 | Combined Ratio | 101.1 | 105.9 |
| 8 | Technical Reserves to net premium ratio | 170.6 | 180.6 |
| 9 | Underwriting balance ratio | -1.1 | -8.4 |
| 10 | Operationg Profit Ratio | 7.4 | 0.0 |
| 11 | Liquid Assets to liabilities ratio | 32.1 | 34.3 |
| 12 | Net earning ratio | 8.2 | 2.5 |
| 13 | Return on net worth ratio | 15.9 | 4.8 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.87 | 2.21 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 2.60 | 2.87 | |
| Net NPA Ratio | 0.60 | 0.84 | |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 877200000 | 86,00,00,000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 85.88% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 28.72 | 6.45 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 28.72 | 6.45 |
| 6 | (iv) Book value per share (Rs) | 236.84 | 178.89 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||