FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the  Nine Months  ending 31.12.2017	Up to  the  Nine Months  ending 31.12.2017	For the corresponding Three months  of the preceeding year	Up to the corresponding  three months  of the prceeding year
1	Employees’ remuneration & welfare benefits	185 845	697 145	278 743	751 820
2	Travel, conveyance and vehicle running expenses	22 896	66 580	23 939	67 219
3	Training expenses	3 207	11 362	4 169	16 559
4	Rents, rates & taxes	13 829	43 328	14 535	52 064
5	Repairs	40 757	134 570	58 197	161 391
6	Printing & stationery	1 475	2 544	458	1 493
7	Communication	3 991	12 892	3 386	10 106
8	Legal & professional charges	24 344	51 161	13 982	66 816
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	526	4 254	971	2 107
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	14	0	0
10	Advertisement and publicity	32 625	54 457	19 739	43 327
11	Interest & Bank Charges	7 559	14 877	519	9 299
12	IT Expenses	29 630	100 782	17 089	96 260
13	Depreciation	19 190	55 409	24 565	73 818
14	Service Tax A/C	2 329	16 975	0	1 679
15	Swachh Bharat Cess	0	691	543	346 747
16	Others	125 259	270 185	86 223	186 406
	TOTAL	513 462	1537 226	547 058	1887 111
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.