| PERIODIC DISCLOSURES | |||
| FORM NL-30 | Analytical Ratios | ||
|---|---|---|---|
| Insurer: | General Insurance Corporation of India | Date:31.03.2018 | |
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the Year ended 31.03.2018 | For the Year ended 31.03.2017 |
| 1 | Gross Premium Growth Rate | 24.5 | 82.2 |
| 2 | Gross Premium to shareholders' fund ratio | 194.2 | 187.1 |
| 3 | Growth rate of shareholders'fund | 19.9 | 21.0 |
| 4 | Net Retention Ratio | 90.04 | 89.8 |
| 5 | Net Commission Ratio | 16.9 | 17.9 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.5 | 0.7 |
| 7 | Combined Ratio | 104.0 | 99.7 |
| 8 | Technical Reserves to net premium ratio | 140.4 | 138.1 |
| 9 | Underwriting balance ratio | -4.0 | -2.0 |
| 10 | Operationg Profit Ratio | 6.2 | 8.1 |
| 11 | Liquid Assets to liabilities ratio | 35.0 | 38.9 |
| 12 | Net earning ratio | 8.6 | 10.4 |
| 13 | Return on net worth ratio | 15.0 | 17.4 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.72 | 2.40 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 2.48 | 2.72 | |
| Net NPA Ratio | 0.56 | 0.78 | |
| Equity Holding Pattern for Non-Life Insurers | |||
| 1 | (a) No. of shares | 87,72,00,000 | 86,00,00,000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 99.66 % Indian 0.34% Foreign | 100 % Indian |
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 85.78% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 37.27 | 36.37 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 37.27 | 36.37 |
| 6 | (iv) Book value per share (Rs) | 245.39 | 208.68 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||