FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 31.03.2018
(` '000)
  PARTICULARS For the  Three Months  ending 31.03.2018 Up to  the  Twelve Months  ending 31.03.2018 For the corresponding Three months  of the preceeding year  Up to the corresponding  twelve months  of the prceeding year
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 16014 478 51766 987 10625 588 37979 025
  Less :Re-insurance Ceded to claims paid 1088 150 4591 552 2850 580 7862 358
  Net Claims Paid 14926 328 47175 435 7775 008 30116 667
  Add : Claims Outstanding at the end of the year -4175 871 103462 459 1261 406 86734 697
  Less: Claims Outstanding at the beginning of the year 0 86734 697 0 73001 061
  Total Claims Incurred 10750 457 63903 197 9036 414 43850 303
B MISCELLANEOUS INSURANCE
(1) MOTOR
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 11689 537 46868 017 11261 153 36184 241
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 11689 537 46868 017 11261 153 36184 241
  Add : Claims Outstanding at the end of the year 8547 443 95213 892 4787 849 78863 595
  Less: Claims Outstanding at the beginning of the year 0 78863 595 0 61161 102
  Total Claims Incurred 20236 980 63218 314 16049 002 53886 734
(2) AVIATION
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 0 - 10
  Add   :Re-insurance accepted to direct claims 1724 541 5372 159 1459 542 5856 166
  Less :Re-insurance Ceded to claims paid 110 530 591 459 431 978 1159 130
  Net Claims Paid 1614 011 4791 981 1027 564 4697 026
  Add : Claims Outstanding at the end of the year -1007 360 9960 585 -489 670 8197 969
  Less: Claims Outstanding at the beginning of the year 0 8197 969 0 8550 135
  Total Claims Incurred 606 651 6554 597 537 894 4344 860
(3) ENGINEERING
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 921 650 4138 530 1036 684 4320 751
  Less :Re-insurance Ceded to claims paid 26 279 175 875 91 565 495 356
  Net Claims Paid 895 371 3962 655 945 119 3825 395
  Add : Claims Outstanding at the end of the year -788 819 16934 540 -649 030 16367 961
  Less: Claims Outstanding at the beginning of the year 0 16367 961 0 16497 841
  Total Claims Incurred 106 552 4529 234 296 089 3695 515
(4) WC
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 19 929 80 832 48 700 119 396
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 19 929 80 832 48 700 119 396
  Add : Claims Outstanding at the end of the year 49 659 548 011 53 510 358 439
  Less: Claims Outstanding at the beginning of the year 0 358 439 0 210 187
  Total Claims Incurred 69 588 270 404 102 210 267 648
(5) Liability
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 108 110 366 920 174 745 757 580
  Less :Re-insurance Ceded to claims paid 347 445 0 0
  Net Claims Paid 107 763 366 475 174 745 757 580
  Add : Claims Outstanding at the end of the year 512 839 2592 049 -183 039 1982 656
  Less: Claims Outstanding at the beginning of the year 0 1982 656 0 1726 140
  Total Claims Incurred 620 602 975 868 -8 294 1014 096
(6) PA
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 913 741 3132 476 300 245 1604 186
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 913 741 3132 476 300 245 1604 186
  Add : Claims Outstanding at the end of the year 174 300 3780 066 212 926 2772 646
  Less: Claims Outstanding at the beginning of the year 0 2772 646 0 2015 981
  Total Claims Incurred 1088 041 4139 896 513 171 2360 851
(7) Health
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 11362 546 37120 109 6858 680 31490 150
  Less :Re-insurance Ceded to claims paid 1070 313 1361 973 0 821 479
  Net Claims Paid 10292 233 35758 136 6858 680 30668 671
  Add : Claims Outstanding at the end of the year -1468 869 16622 962 -3397 360 11364 043
  Less: Claims Outstanding at the beginning of the year 0 11364 043 0 12428 273
  Total Claims Incurred 8823 364 41017 055 3461 320 29604 441
(8) Agriculture
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 14750 754 62351 316 3250 021 9355 538
  Less :Re-insurance Ceded to claims paid 0 2097 528 5 000 86 342
  Net Claims Paid 14750 754 60253 788 3245 021 9269 196
  Add : Claims Outstanding at the end of the year 4604 653 125329 521 32510 686 59122 246
  Less: Claims Outstanding at the beginning of the year 0 59122 246 0 1594 774
  Total Claims Incurred 19355 407 126461 063 35755 707 66796 668
(9) Oth. Misc.
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 592 357 3288 174 902 221 3021 220
  Less :Re-insurance Ceded to claims paid 140 917 520 754 499 724 1643 906
  Net Claims Paid 451 440 2767 420 402 497 1377 314
  Add : Claims Outstanding at the end of the year -518 533 10968 057 -1602 298 6418 213
  Less: Claims Outstanding at the beginning of the year 0 6418 213 0 8330 101
  Total Claims Incurred -67 093 7317 264 -1199 801 -534 574
(10) FL/Credit
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 76 348 1553 944 22 597 3270 043
  Less :Re-insurance Ceded to claims paid 0 114 992 0 0
  Net Claims Paid 76 348 1438 952 22 597 3270 043
  Add : Claims Outstanding at the end of the year 2173 983 6696 150 -501 957 3773 875
  Less: Claims Outstanding at the beginning of the year 0 3773 875 0 6872 775
  Total Claims Incurred 2250 331 4361 227 -479 360 171 143
TOTAL  MISCELLANEOUS
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 0 - 10
  Add   :Re-insurance accepted to direct claims 42159 513 164272 477 25314 588 95979 271
  Less :Re-insurance Ceded to claims paid 1348 386 4863 026 1028 267 4206 213
  Net Claims Paid 40811 127 159420 732 24286 321 91773 048
  Add : Claims Outstanding at the end of the year 12279 296 288645 833 30741 617 189221 643
  Less: Claims Outstanding at the beginning of the year 0 189221 643 0 119387 309
  Total Claims Incurred 53090 423 258844 922 55027 938 161607 382
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 694 102 1847 375 688 874 2149 371
  Less :Re-insurance Ceded to claims paid 33 695 38 083 512 531
  Net Claims Paid 660 407 1809 292 688 362 2148 840
  Add : Claims Outstanding at the end of the year -201 548 5899 312 -201 111 5997 053
  Less: Claims Outstanding at the beginning of the year 0 5997 054 0 5899 043
  Total Claims Incurred 458 859 1711 550 487 251 2246 850
(2) MARINE HULL
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1411 908 3519 617 1224 023 3377 253
  Less :Re-insurance Ceded to claims paid 212 691 1228 848 0 263 929
  Net Claims Paid 1199 217 2290 769 1224 023 3113 324
  Add : Claims Outstanding at the end of the year -25 407 10601 263 1091 148 11939 858
  Less: Claims Outstanding at the beginning of the year 0 11939 858 0 9740 973
  Total Claims Incurred 1173 810 952 174 2315 171 5312 209
TOTAL MARINE 
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 2106 010 5366 992 1912 897 5526 624
  Less :Re-insurance Ceded to claims paid 246 386 1266 931 512 264 460
  Net Claims Paid 1859 624 4100 061 1912 385 5262 164
  Add : Claims Outstanding at the end of the year -226 955 16500 575 890 037 17936 911
  Less: Claims Outstanding at the beginning of the year 0 17936 912 0 15640 016
  Total Claims Incurred 1632 669 2663 724 2802 422 7559 059
D LIFE INSURANCE
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1126 722 3159 519 1329 523 2968 498
  Less :Re-insurance Ceded to claims paid 159 509 336 139 48 500 319 472
  Net Claims Paid 967 213 2823 380 1281 023 2649 026
  Add : Claims Outstanding at the end of the year 190 251 3145 809 36 042 1845 533
  Less: Claims Outstanding at the beginning of the year 0 1845 533 0 1047 227
  Total Claims Incurred 1157 464 4123 656 1317 065 3447 332
E TOTAL ALL CLASSES
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 0 - 10
  Add   :Re-insurance accepted to direct claims 61406 723 224565 975 39182 596 142453 418
  Less :Re-insurance Ceded to claims paid 2842 431 11057 648 3927 859 12652 503
  Net Claims Paid 58564 292 213519 608 35254 737 129800 905
  Add : Claims Outstanding at the end of the year 8066 720 411754 675 32929 102 295738 784
  Less: Claims Outstanding at the beginning of the year 0 295738 785 0 209075 613
  Total Claims Incurred 66631 012 329535 498 68183 839 216464 076