PERIODIC DISCLOSURES
FORM NL-30	Analytical Ratios
Insurer:	General Insurance Corporation of India	Date:30.09.2018
Analytical Ratios for Non-Life companies
Sl.No.	Particular	For the  Half Year  ended  30.09.2018	up to the Quarter	For the Half Year   ended 30.09.2017	up to the Quarter of the prceeding year
1	Gross Premium Growth Rate	11.1		51.4
2	Gross Premium to shareholders' fund ratio	127.3		131.6
3	Growth rate of shareholders'fund	14.8		17.5
4	Net Retention Ratio	92.61		93.7
5	Net Commission Ratio	15.6		16.3
6	Expense of Management to Gross Direct Premium Ratio	0.4		0.4
7	Combined Ratio	110.3		99.4
8	Technical Reserves to net premium ratio	241.0		223.7
9	Underwriting balance ratio	-8.3		0.4
10	Operationg Profit Ratio	1.3		8.2
11	Liquid Assets to liabilities ratio	26.2		33.7
12	Net earning ratio	5.1		7.9
13	Return on net worth ratio	12.1		19.5
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	1.73		1.72
15	NPA Ratio
	Gross NPA Ratio	2.28		2.66
	Net NPA Ratio	0.53		0.67
Equity Holding Pattern for Non-Life Insurers
1	(a) No. of shares	1,754,400,000		86,00,00,000
2	(b) Percentage of shareholding (Indian / Foreign)	99.66 % Indian         0.34% Foreign		100 % Indian
3	( c) %of Government holding (in case of public sector insurance companies)	85.78%		100%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	7.33		10.52
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	7.33		10.52
6	(iv) Book value per share (Rs)	121.40		215.70
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid