FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the  Three Months  ending 30.09.2018	Up to  the   Six Months  ending 30.09.2018	For the corresponding Three months  of the preceeding year	Up to the corresponding  Six months  of the prceeding year
1	Employees’ remuneration & welfare benefits	257 605	554 839	275 423	511 300
2	Travel, conveyance and vehicle running expenses	14 976	30 222	24 468	43 684
3	Training expenses	3 991	5 016	5 071	8 155
4	Rents, rates & taxes	17 626	32 019	14 048	29 499
5	Repairs	44 231	104 597	42 176	93 813
6	Printing & stationery	473	1 050	553	1 069
7	Communication	3 488	7 363	3 378	8 901
8	Legal & professional charges	19 003	33 495	14 216	26 817
9	Auditors' fees, expenses etc
	(a) as auditor	446	3 859	623	3 728
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	0	0	14
10	Advertisement and publicity	20 101	30 117	9 530	21 832
11	Interest & Bank Charges	8 685	16 847	3 304	7 318
12	IT Expenses	72 078	123 227	24 568	71 152
13	Depreciation	37 784	56 637	17 960	36 219
14	Service Tax A/C	0	0	0	14 646
15	Swachh Bharat Cess	0	0	77	691
16	Others	101 895	179 341	59 296	144 926
	TOTAL	602 382	1178 629	494 691	1023 764
			0		0
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.