PERIODIC DISCLOSURES
FORM NL-30	Analytical Ratios
Insurer:	General Insurance Corporation of India	Date:30.06.2019
Analytical Ratios for Non-Life companies
Sl.No.	Particular	For the period ended  30.06.2019	up to the Quarter	For the period ended 30.06.2018	up to the Quarter of the prceeding year
1	Gross Premium Growth Rate	10.76		9.29
2	Gross Premium to shareholders' fund ratio	92.70		84.30
3	Growth rate of shareholders'fund	0.70		21.60
4	Net Retention Ratio	94.38		92.18
5	Net Commission Ratio	14.48		11.19
6	Expense of Management to Gross Direct Premium Ratio	0.30		0.30
7	Combined Ratio	102.63		99.92
8	Technical Reserves to net premium ratio	352.40		362.70
9	Underwriting balance ratio	(4.35)		(0.56)
10	Operationg Profit Ratio	1.00		4.20
11	Liquid Assets to liabilities ratio	29.56		27.05
12	Net earning ratio	0.55		4.45
13	Return on net worth ratio	1.9		13.8
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	1.89		1.77
15	NPA Ratio
	Gross NPA Ratio	2.97		0.94
	Net NPA Ratio	1.11		0.21
Equity Holding Pattern for Non-Life Insurers
1	(a) No. of shares	175,44,00,000		87,72,00,000
2	(b) Percentage of shareholding (Indian / Foreign)	99.69 % Indian         0.31% Foreign		99.66 % Indian         0.34% Foreign
3	( c) %of Government holding (in case of public sector insurance companies)	85.78%		85.78%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	0.62		4.40
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	0.62		4.40
6	(iv) Book value per share (Rs)	127.92		254.19
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid