FORM NL-5 - CLAIMS SCHEDULE
					(` '000)
	PARTICULARS	For the  Three Months  ending 30.06.2019	Up to  the  Three  Months  ending 30.06.2019	For the corresponding Three months  of the preceeding year	Up to the corresponding  three months  of the prceeding year
	FIRE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	17804 231	17804 231	16089 449	16089 449
	Less :Re-insurance Ceded to claims paid	3397 362	3397 362	1206 631	1206 631
	Net Claims Paid	14406 869	14406 869	14882 818	14882 818
	Add : Claims Outstanding at the end of the year	128122 612	128122 612	108409 835	108409 835
	Less: Claims Outstanding at the beginning of the year	124265 299	124265 299	103462 460	103462 460
	Total Claims Incurred	18264 182	18264 182	19830 193	19830 193
	MISCELLANEOUS INSURANCE
	MOTOR
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	11206 945	11206 945	11871 446	11871 446
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	11206 945	11206 945	11871 446	11871 446
	Add : Claims Outstanding at the end of the year	130344 512	130344 512	100257 897	100257 897
	Less: Claims Outstanding at the beginning of the year	119087 988	119087 988	95213 894	95213 894
	Total Claims Incurred	22463 469	22463 469	16915 449	16915 449
	AVIATION
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	3228 020	3228 020	1779 334	1779 334
	Less :Re-insurance Ceded to claims paid	830 667	830 667	179 739	179 739
	Net Claims Paid	2397 353	2397 353	1599 595	1599 595
	Add : Claims Outstanding at the end of the year	11595 967	11595 967	10078 613	10078 613
	Less: Claims Outstanding at the beginning of the year	11137 632	11137 632	9960 585	9960 585
	Total Claims Incurred	2855 688	2855 688	1717 623	1717 623
	ENGINEERING
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	1446 299	1446 299	1576 693	1576 693
	Less :Re-insurance Ceded to claims paid	17 009	17 009	10	10
	Net Claims Paid	1429 290	1429 290	1576 683	1576 683
	Add : Claims Outstanding at the end of the year	18424 023	18424 023	16469 854	16469 854
	Less: Claims Outstanding at the beginning of the year	17733 208	17733 208	16934 540	16934 540
	Total Claims Incurred	2120 105	2120 105	1111 997	1111 997
	WC
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA	Gross Incurred Claims	0	0	0	0
CLAIMS INCURRED [NET]	Add   :Re-insurance accepted to direct claims	29 489	29 489	59 218	59 218
FOR THE PERIOD ENDED 30.06.2019	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	29 489	29 489	59 218	59 218
	Add : Claims Outstanding at the end of the year	674 023	674 023	614 583	614 583
A	Less: Claims Outstanding at the beginning of the year	655 257	655 257	548 011	548 011
	Total Claims Incurred	48 255	48 255	125 790	125 790
	Liability
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	162 877	162 877	81 151	81 151
	Less :Re-insurance Ceded to claims paid	8 307	8 307	397	397
Notes:	Net Claims Paid	154 570	154 570	80 754	80 754
a)      Incurred But Not Reported (IBNR), Incurred but not enough reported [IBNER] claims should be included in the amount for outstanding claims.	Add : Claims Outstanding at the end of the year	5460 813	5460 813	2908 597	2908 597
b)      Claims includes specific claims settlement cost but not expenses of management	Less: Claims Outstanding at the beginning of the year	4769 475	4769 475	2592 049	2592 049
c)       The surveyor fees, legal and other expenses shall also form part of claims cost.	Total Claims Incurred	845 908	845 908	397 302	397 302
d)      Claims cost should be adjusted for estimated salvage value if there is a sufficient certainty of its realisation.
	PA
B	Claims paid
(1)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	1319 330	1319 330	884 850	884 850
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	1319 330	1319 330	884 850	884 850
	Add : Claims Outstanding at the end of the year	6592 042	6592 042	4210 021	4210 021
	Less: Claims Outstanding at the beginning of the year	5945 650	5945 650	3780 066	3780 066
	Total Claims Incurred	1965 722	1965 722	1314 805	1314 805
	Health
	Claims paid
(2)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	10877 056	10877 056	4971 104	4971 104
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	10877 056	10877 056	4971 104	4971 104
	Add : Claims Outstanding at the end of the year	24585 329	24585 329	23591 126	23591 126
	Less: Claims Outstanding at the beginning of the year	20178 545	20178 545	16622 962	16622 962
	Total Claims Incurred	15283 840	15283 840	11939 268	11939 268
	Agriculture
	Claims paid
(3)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	22475 506	22475 506	14931 396	14931 396
	Less :Re-insurance Ceded to claims paid	60 298	60 298	50 074	50 074
	Net Claims Paid	22415 208	22415 208	14881 322	14881 322
	Add : Claims Outstanding at the end of the year	164216 674	164216 674	180731 298	180731 298
	Less: Claims Outstanding at the beginning of the year	112451 396	112451 396	125329 521	125329 521
	Total Claims Incurred	74180 486	74180 486	70283 099	70283 099
	Oth. Misc.
	Claims paid
(4)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	1655 711	1655 711	1412 462	1412 462
	Less :Re-insurance Ceded to claims paid	119 702	119 702	4 963	4 963
	Net Claims Paid	1536 009	1536 009	1407 499	1407 499
	Add : Claims Outstanding at the end of the year	11497 626	11497 626	9793 779	9793 779
	Less: Claims Outstanding at the beginning of the year	8811 750	8811 750	10968 057	10968 057
	Total Claims Incurred	4221 885	4221 885	233 221	233 221
	FL/Credit
	Claims paid
(5)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	260 183	260 183	463 836	463 836
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	260 183	260 183	463 836	463 836
	Add : Claims Outstanding at the end of the year	8462 042	8462 042	6736 431	6736 431
	Less: Claims Outstanding at the beginning of the year	8183 734	8183 734	6696 150	6696 150
	Total Claims Incurred	538 491	538 491	504 117	504 117
	TOTAL  MISCELLANEOUS
	Claims paid
(6)	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	52661 416	52661 416	38031 490	38031 490
	Less :Re-insurance Ceded to claims paid	1035 983	1035 983	235 183	235 183
	Net Claims Paid	51625 433	51625 433	37796 307	37796 307
	Add : Claims Outstanding at the end of the year	381853 051	381853 051	355392 199	355392 199
	Less: Claims Outstanding at the beginning of the year	308954 635	308954 635	288645 835	288645 835
	Total Claims Incurred	124523 849	124523 849	104542 671	104542 671
	MARINE INSURANCE
	MARINE CARGO
(7)	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	952 741	952 741	724 006	724 006
	Less :Re-insurance Ceded to claims paid	124 598	124 598	63 868	63 868
	Net Claims Paid	828 143	828 143	660 138	660 138
	Add : Claims Outstanding at the end of the year	6194 130	6194 130	6461 195	6461 195
	Less: Claims Outstanding at the beginning of the year	6124 215	6124 215	5899 312	5899 312
	Total Claims Incurred	898 058	898 058	1222 021	1222 021
	MARINE HULL
(8)	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	1380 000	1380 000	1796 533	1796 533
	Less :Re-insurance Ceded to claims paid	804 056	804 056	228 418	228 418
	Net Claims Paid	575 944	575 944	1568 115	1568 115
	Add : Claims Outstanding at the end of the year	12842 707	12842 707	11015 340	11015 340
	Less: Claims Outstanding at the beginning of the year	11730 451	11730 451	10601 263	10601 263
	Total Claims Incurred	1688 200	1688 200	1982 192	1982 192
	TOTAL MARINE
(9)	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	2332 741	2332 741	2520 539	2520 539
	Less :Re-insurance Ceded to claims paid	928 654	928 654	292 286	292 286
	Net Claims Paid	1404 087	1404 087	2228 253	2228 253
	Add : Claims Outstanding at the end of the year	19036 837	19036 837	17476 535	17476 535
	Less: Claims Outstanding at the beginning of the year	17854 666	17854 666	16500 575	16500 575
	Total Claims Incurred	2586 258	2586 258	3204 213	3204 213
	LIFE INSURANCE
(10)	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	1858 628	1858 628	1538 617	1538 617
	Less :Re-insurance Ceded to claims paid	277 462	277 462	143 114	143 114
	Net Claims Paid	1581 166	1581 166	1395 503	1395 503
	Add : Claims Outstanding at the end of the year	4294 129	4294 129	3015 307	3015 307
	Less: Claims Outstanding at the beginning of the year	4242 699	4242 699	3145 809	3145 809
	Total Claims Incurred	1632 596	1632 596	1265 001	1265 001
	TOTAL ALL CLASSES
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	0	0	0	0
	Add   :Re-insurance accepted to direct claims	74657 016	74657 016	58180 095	58180 095
	Less :Re-insurance Ceded to claims paid	5639 461	5639 461	1877 214	1877 214
	Net Claims Paid	69017 555	69017 555	56302 881	56302 881
	Add : Claims Outstanding at the end of the year	533306 629	533306 629	484293 876	484293 876
	Less: Claims Outstanding at the beginning of the year	455317 299	455317 299	411754 679	411754 679
	Total Claims Incurred	147006 885	147006 885	128842 078	128842 078
			5		- 4