| FORM NL-4-PREMIUM
SCHEDULE |
|
|
|
|
| Name
of the Insurer: GENERAL INSURANCE CORPORATION OF
INDIA |
|
|
|
| PREMIUM
EARNED [NET] |
|
|
|
|
| FOR
THE PERIOD ENDED 30.09.2019 |
|
|
|
|
| A |
FIRE INSURANCE |
|
|
|
(` '000) |
| |
PARTICULARS |
For the Three Months ending 30.09.2019 |
Up to the
Six Months ending 30.09.2019 |
For the corresponding Three
months of the preceeding year |
Up to the corresponding Six months
of the prceeding year |
| |
Premium from direct business
written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
32563 034 |
63904 388 |
27546 167 |
54004 474 |
| |
Less : Premium on reinsurance ceded |
5681 772 |
10066 020 |
3048 010 |
8769 055 |
| |
Net Premium |
26881 262 |
53838 368 |
24498 157 |
45235 419 |
| |
Adjustment for change in reserve for unexpired risks |
-1199 818 |
-2362 587 |
-4853 959 |
-3519 508 |
| |
Premium Earned (Net) |
25681 444 |
51475 781 |
19644 198 |
41715 911 |
|
|
|
|
|
|
|
|
|
|
|
|
| B |
MISCELLANEOUS INSURANCE |
|
|
|
|
| (1) |
MOTOR |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
26549 955 |
50168 632 |
24030 452 |
44393 747 |
| |
Less : Premium on reinsurance ceded |
0 |
0 |
16 |
48 |
| |
Net Premium |
26549 955 |
50168 632 |
24030 436 |
44393 699 |
| |
Adjustment for change in reserve for unexpired risks |
-1846 992 |
-4658 888 |
-891 172 |
-1952 801 |
| |
Premium Earned (Net) |
24702 963 |
45509 744 |
23139 264 |
42440 898 |
|
|
|
|
|
|
|
|
|
|
|
|
| (2) |
AVIATION |
|
|
|
|
| |
Premium from direct business written |
0 |
0 |
0 |
0 |
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
|
|
| |
Add: Premium on reinsurance accepted |
2950 116 |
5963 809 |
2753 778 |
4379 285 |
| |
Less : Premium on reinsurance ceded |
594 813 |
1460 173 |
631 020 |
960 917 |
| |
Net Premium |
2355 303 |
4503 636 |
2122 758 |
3418 368 |
| |
Adjustment for change in reserve for unexpired risks |
-117 472 |
-522 695 |
-501 685 |
-624 679 |
| |
Premium Earned (Net) |
2237 831 |
3980 941 |
1621 073 |
2793 689 |
|
|
|
|
|
|
|
|
|
|
|
|
| (3) |
ENGINEERING |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
2697 329 |
6260 428 |
2394 271 |
5190 714 |
| |
Less : Premium on reinsurance ceded |
124 233 |
472 894 |
34 175 |
718 260 |
| |
Net Premium |
2573 096 |
5787 534 |
2360 096 |
4472 454 |
| |
Adjustment for change in reserve for unexpired risks |
-86 983 |
-641 661 |
-245 796 |
367 595 |
| |
Premium Earned (Net) |
2486 113 |
5145 873 |
2114 300 |
4840 049 |
|
|
|
|
|
|
|
|
|
|
|
|
| (4) |
W.C. |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
69 821 |
136 537 |
138 667 |
231 343 |
| |
Less : Premium on reinsurance ceded |
0 |
23 |
1 |
2 |
| |
Net Premium |
69 821 |
136 514 |
138 666 |
231 341 |
| |
Adjustment for change in reserve for unexpired risks |
35 433 |
49 731 |
-54 890 |
-30 959 |
| |
Premium Earned (Net) |
105 254 |
186 245 |
83 776 |
200 382 |
|
|
|
|
|
|
|
|
|
|
|
|
| (5) |
Liability |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
1705 395 |
3684 724 |
2120 216 |
3200 606 |
| |
Less : Premium on reinsurance ceded |
128 276 |
295 505 |
682 484 |
940 186 |
| |
Net Premium |
1577 119 |
3389 219 |
1437 732 |
2260 420 |
| |
Adjustment for change in reserve for unexpired risks |
-72 649 |
-567 627 |
-448 098 |
-294 410 |
| |
Premium Earned (Net) |
1504 470 |
2821 592 |
989 634 |
1966 010 |
|
|
|
|
|
|
|
|
|
|
|
|
| (6) |
PA |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
1355 281 |
3485 167 |
1794 685 |
3691 744 |
| |
Less : Premium on reinsurance ceded |
0 |
1 171 |
0 |
0 |
| |
Net Premium |
1355 281 |
3483 996 |
1794 685 |
3691 744 |
| |
Adjustment for change in reserve for unexpired risks |
-15 607 |
224 750 |
-364 709 |
-666 956 |
| |
Premium Earned (Net) |
1339 674 |
3708 746 |
1429 976 |
3024 788 |
|
|
|
|
|
|
|
|
|
|
|
|
| (7) |
Health |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
5527 644 |
29553 836 |
11781 187 |
25821 340 |
| |
Less : Premium on reinsurance ceded |
0 |
0 |
0 |
0 |
| |
Net Premium |
5527 644 |
29553 836 |
11781 187 |
25821 340 |
| |
Adjustment for change in reserve for unexpired risks |
996 803 |
924 678 |
-967 287 |
-1319 493 |
| |
Premium Earned (Net) |
6524 447 |
30478 514 |
10813 900 |
24501 847 |
|
|
|
|
|
|
|
|
|
|
|
|
| (8) |
Agriculture |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
10563 367 |
117327 327 |
6003 440 |
112966 194 |
| |
Less : Premium on reinsurance ceded |
-993 863 |
3119 062 |
4 049 |
5769 130 |
| |
Net Premium |
11557 230 |
114208 265 |
5999 391 |
107197 064 |
| |
Adjustment for change in reserve for unexpired risks |
36940 350 |
13116 921 |
37165 634 |
11971 904 |
| |
Premium Earned (Net) |
48497 580 |
127325 186 |
43165 025 |
119168 968 |
|
|
|
|
|
|
|
|
|
|
|
|
| (9) |
Oth. Misc. |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
1874 278 |
5323 939 |
156 899 |
6128 278 |
| |
Less : Premium on reinsurance ceded |
439 256 |
599 256 |
92 117 |
585 993 |
| |
Net Premium |
1435 022 |
4724 683 |
64 782 |
5542 285 |
| |
Adjustment for change in reserve for unexpired risks |
-679 806 |
391 492 |
3719 742 |
289 554 |
| |
Premium Earned (Net) |
755 216 |
5116 175 |
3784 524 |
5831 839 |
|
|
|
|
|
|
|
|
|
|
|
|
| (10) |
FL/Credit |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
1046 609 |
1867 705 |
673 945 |
1530 459 |
| |
Less : Premium on reinsurance ceded |
3 692 |
3 692 |
30 430 |
58 497 |
| |
Net Premium |
1042 917 |
1864 013 |
643 515 |
1471 962 |
| |
Adjustment for change in reserve for unexpired risks |
-200 239 |
-196 275 |
-125 359 |
-190 831 |
| |
Premium Earned (Net) |
842 678 |
1667 738 |
518 156 |
1281 131 |
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL MISCELLANEOUS |
|
|
|
|
| |
Premium from direct business written |
0 |
0 |
0 |
0 |
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
54339 797 |
223772 106 |
51847 540 |
207533 710 |
| |
Less : Premium on reinsurance ceded |
296 408 |
5951 777 |
1474 292 |
9033 033 |
| |
Net Premium |
54043 389 |
217820 329 |
50373 248 |
198500 677 |
| |
Adjustment for change in reserve for unexpired risks |
34952 836 |
8120 426 |
37286 379 |
7548 924 |
| |
Premium Earned (Net) |
88996 225 |
225940 755 |
87659 627 |
206049 601 |
|
|
|
|
|
|
|
|
|
|
|
|
| C |
MARINE INSURANCE |
|
|
|
|
| (1) |
MARINE CARGO |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
2792 395 |
4966 009 |
1584 686 |
3139 437 |
| |
Less : Premium on reinsurance ceded |
235 494 |
472 699 |
238 365 |
503 249 |
| |
Net Premium |
2556 901 |
4493 310 |
1346 321 |
2636 188 |
| |
Adjustment for change in reserve for unexpired risks |
-613 540 |
-927 099 |
-153 516 |
-189 178 |
| |
Premium Earned (Net) |
1943 361 |
3566 211 |
1192 805 |
2447 010 |
|
|
|
|
|
|
|
|
|
|
|
|
| (2) |
MARINE HULL |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
2017 251 |
4992 665 |
1069 664 |
3699 241 |
| |
Less : Premium on reinsurance ceded |
292 508 |
1476 054 |
527 564 |
1569 188 |
| |
Net Premium |
1724 743 |
3516 611 |
542 100 |
2130 053 |
| |
Adjustment for change in reserve for unexpired risks |
-1197 285 |
-1406 407 |
-55 582 |
1341 399 |
| |
Premium Earned (Net) |
527 458 |
2110 205 |
486 518 |
3471 452 |
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL MARINE |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
4809 646 |
9958 674 |
2654 350 |
6838 678 |
| |
Less : Premium on reinsurance ceded |
528 002 |
1948 753 |
765 929 |
2072 437 |
| |
Net Premium |
4281 644 |
8009 921 |
1888 421 |
4766 241 |
| |
Adjustment for change in reserve for unexpired risks |
-1810 825 |
-2333 506 |
-209 097 |
1152 221 |
| |
Premium Earned (Net) |
2470 819 |
5676 415 |
1679 324 |
5918 462 |
|
|
|
|
|
|
|
|
|
|
|
|
| D |
LIFE INSURANCE |
|
|
|
|
| |
Premium from direct business written |
|
|
|
|
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
2879 560 |
5088 115 |
1211 472 |
2797 167 |
| |
Less : Premium on reinsurance ceded |
98 928 |
329 177 |
55 026 |
166 635 |
| |
Net Premium |
2780 632 |
4758 938 |
1156 446 |
2630 532 |
| |
Adjustment for change in reserve for unexpired risks |
-818 479 |
-1370 039 |
-48 914 |
-381 108 |
| |
Premium Earned (Net) |
1962 153 |
3388 899 |
1107 532 |
2249 424 |
|
|
|
|
|
|
|
|
|
|
|
|
| E |
TOTAL ALL CLASSES |
|
|
|
|
| |
Premium from direct business written |
0 |
0 |
0 |
0 |
| |
Service Tax |
|
|
|
|
| |
Adjustment for change in reserve for unexpired risks |
|
|
|
|
| |
Gross Earned Premium |
0 |
0 |
0 |
0 |
| |
Add: Premium on reinsurance accepted |
94592 037 |
302723 283 |
83259 529 |
271174 029 |
| |
Less : Premium on reinsurance ceded |
6605 110 |
18295 727 |
5343 257 |
20041 160 |
| |
Net Premium |
87986 927 |
284427 556 |
77916 272 |
251132 869 |
| |
Adjustment for change in reserve for unexpired risks |
31123 714 |
2054 294 |
32174 409 |
4800 529 |
| |
Premium Earned (Net) |
119110 641 |
286481 850 |
110090 681 |
255933 398 |
|
|
|
- 3 |
|
0 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|