FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the Three Months  ending 30.09.2019	Up to  the  Six  Months  ending 30.09.2019	For the corresponding Three months  of the preceeding year	Up to the corresponding  Six months  of the prceeding year
1	Employees’ remuneration & welfare benefits	1307 394	1561 329	257 605	554 839
2	Travel, conveyance and vehicle running expenses	15 379	32 593	14 976	30 222
3	Training expenses	2 019	5 434	3 991	5 016
4	Rents, rates & taxes	15 482	31 906	17 626	32 019
5	Repairs	43 857	107 896	44 231	104 597
6	Printing & stationery	603	1 152	473	1 050
7	Communication	3 461	6 516	3 488	7 363
8	Legal & professional charges	17 207	31 959	19 003	33 495
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	4 321	7 862	447	3 860
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	- 1	16	0	0
10	Advertisement and publicity	22 551	41 902	20 101	30 117
11	Interest & Bank Charges	8 223	17 247	8 685	16 847
12	IT Expenses	86 620	107 388	72 078	123 227
13	Depreciation	63 718	106 185	37 784	56 637
14	Service Tax A/C	0	0	0	0
15	Swachh Bharat Cess	0	0	0	0
16	Others	61 743	227 872	101 894	179 341
	TOTAL	1652 577	2287 257	602 382	1178 630
			0		0
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.