FORM NL-30	Analytical Ratios
Insurer:	General Insurance Corporation of India			Date:30.09.2019
Analytical Ratios for Non-Life companies
Sl.No.	Particular	For the period ended  30.09.2019	up to the Quarter	For the period ended 30.09.2018	up to the Quarter of the prceeding year
1	Gross Premium Growth Rate	11.6		11.1
2	Gross Premium to shareholders' fund ratio	148.3		127.3
3	Growth rate of shareholders'fund	-4.1		14.8
4	Net Retention Ratio	93.96		92.6
5	Net Commission Ratio	14.0		15.6
6	Expense of Management to Gross Direct Premium Ratio	0.8		0.4
7	Combined Ratio	111.3		110.3
8	Technical Reserves to net premium ratio	251.3		241.0
9	Underwriting balance ratio	-11.1		-8.3
10	Operationg Profit Ratio	-2.3		1.3
11	Liquid Assets to liabilities ratio	26.9		26.2
12	Net earning ratio	-1.7		5.1
13	Return on net worth ratio	-4.8		12.1
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	1.60		1.73
15	NPA Ratio
	Gross NPA Ratio	3.41		0.89
	Net NPA Ratio	0.35		0.20
Equity Holding Pattern for Non-Life Insurers
1	(a) No. of shares	1,754,400,000		1,754,400,000
2	(b) Percentage of shareholding (Indian / Foreign)	99.66 % Indian         0.34% Foreign		99.66 % Indian         0.34% Foreign
3	( c) %of Government holding (in case of public sector insurance companies)	85.78%		85.78%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	-2.78		7.33
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	-2.78		7.33
6	(iv) Book value per share (Rs)	116.39		121.40
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid