PERIODIC DISCLOSURES

FORM NL-30

Analytical Ratios

Insurer:

General Insurance Corporation of India

Date:31.12.2019

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  31.12.2019

up to the Quarter

For the period ended 31.12.2018

up to the Quarter of the prceeding year

1

Gross Premium Growth Rate

15.7

8.6

2

Gross Premium to shareholders' fund ratio

216.1

166.4

3

Growth rate of shareholders'fund

-10.9

4.6

4

Net Retention Ratio

91.40

91.9

5

Net Commission Ratio

15.9

15.2

6

Expense of Management to Gross Direct Premium Ratio

0.7

0.5

7

Combined Ratio

115.8

107.6

8

Technical Reserves to net premium ratio

191.4

183.4

9

Underwriting balance ratio

-15.4

-7.0

10

Operationg Profit Ratio

-4.7

3.7

11

Liquid Assets to liabilities ratio

28.4

27.5

12

Net earning ratio

-4.1

4.9

13

Return on net worth ratio

-10.7

10.0

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.51

1.84

15

NPA Ratio

Gross NPA Ratio

4.39

3.06

Net NPA Ratio

0.84

2.17

Equity Holding Pattern for Non-Life Insurers

1

(a) No. of shares

 1,754,400,000

 1,754,400,000

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

99.66 % Indian         0.34% Foreign

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

86%

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

 (8.87)

9.24

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

 (8.87)

9.24

6

(iv) Book value per share (Rs)

110.30

123.81

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid