FORM NL-13-LOANS SCHEDULE

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

LOANS

( Rs. IN 000)

Particulars

As at 31.03.2020

As at 31.03.2019

1

SECURITY-WISE CLASSIFICATION

Secured

(a)  On mortagage of property *

(aa) In India

401 522

404 311

(bb) Outside India

 0

 0

(b)   On Shares, Bonds, Govt. Securities

 0

 0

(c)    Others

1877 488

2106 490

Unsecured

68 387

68 388

TOTAL

2347 397

2579 189

2

BORROWER-WISE CLASSIFICATION

(a)           Central and State Governments

1877 487

2106 490

(b)           Banks and Financial Institutions

 0

 0

(c)           Subsidiaries

 0

 0

(d)           Industrial Undertakings

436 776

443 916

(e)           Others (to be specified)

33 134

28 783

TOTAL

2347 397

2579 189

3

PERFORMANCE-WISE CLASSIFICATION

(a) Loans classified as standard

(aa)  In India

1769 694

1974 047

(bb) Outside India

 0

 0

(b) Non-performing loans less provisions

(aa)  In India

3 600

 0

(bb) Outside India

 0

 0

Provisions **

574 103

605 142

TOTAL

2347 397

2579 189

4

MATURITY-WISE CLASSIFICATION

(a)           Short Term

240 499

248 472

(b)           Long Term

2106 898

2330 717

TOTAL

2347 397

2579 189

*    

**

Includes Provision for Bad and Doubtful Loans

Notes:

(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

(b)    Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for

      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.