FORM NL-30 | Analytical Ratios | |||||
Insurer: | General Insurance Corporation of India | Date: 31.03.2020 | ||||
Analytical Ratios for Non-Life companies | ||||||
Sl.No. | Particular | For the year ended 31.03.2020 | up to the Quarter | For the year ended 31.03.2019 | up to the Quarter of the prceeding year | |
1 | Gross Premium Growth Rate | 15.4 | 5.8 | |||
2 | Gross Premium to shareholders' fund ratio | 248.6 | 198.1 | |||
3 | Growth rate of shareholders'fund | -8.1 | 3.8 | |||
4 | Net Retention Ratio | 91.4 | 88.2 | |||
5 | Net Commission Ratio | 16.1 | 15.7 | |||
6 | Expense of Management to Gross Direct Premium Ratio | 0.7 | 0.6 | |||
7 | Combined Ratio | 114.4 | 105.9 | |||
8 | Technical Reserves to net premium ratio | 156.1 | 150.0 | |||
9 | Underwriting balance ratio | -13.6 | -5.7 | |||
10 | Operationg Profit Ratio | -1.7 | 6.2 | |||
11 | Liquid Assets to liabilities ratio | 30.3 | 31.9 | |||
12 | Net earning ratio | -0.8 | 5.7 | |||
13 | Return on net worth ratio | -1.7 | 10.0 | |||
14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.53 | 2.06 | |||
15 | NPA Ratio | |||||
Gross NPA Ratio | 4.42 | 3.01 | ||||
Net NPA Ratio | 0.63 | 1.12 | ||||
Equity Holding Pattern for Non-Life Insurers | ||||||
1 | (a) No. of shares | 1,754,400,000 | 1,754,400,000 | |||
2 | (b) Percentage of shareholding (Indian / Foreign) | 99.69 % Indian 0.31% Foreign | 99.70 % Indian 0.30% Foreign | |||
3 | ( c) %of Government holding (in case of public sector insurance companies) | 85.78% | 85.78% | |||
4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | -2.05 | 12.68 | |||
5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | -2.05 | 12.68 | |||
6 | (iv) Book value per share (Rs) | 117.02 | 127.31 | |||
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | ||||||