FORM NL-13-LOANS SCHEDULE

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

LOANS

(` '000)

Particulars

30.09.2020

30.09.2019

1

SECURITY-WISE CLASSIFICATION

Secured

(a)  On mortagage of property *

(aa) In India

402 050

405 966

(bb) Outside India

 0

 0

(b)   On Shares, Bonds, Govt. Securities

 0

 0

(c)    Others

1685 677

1904 583

Unsecured

68 387

68 388

TOTAL

2156 114

2378 937

2

BORROWER-WISE CLASSIFICATION

(a)           Central and State Governments

1685 677

1904 583

(b)           Banks and Financial Institutions

 0

 0

(c)           Subsidiaries

 0

 0

(d)           Industrial Undertakings

435 802

440 671

(e)           Others (to be specified)

34 635

33 683

TOTAL

2156 114

2378 937

3

PERFORMANCE-WISE CLASSIFICATION

(a) Loans classified as standard

(aa)  In India

1603 604

1805 234

(bb) Outside India

 0

 0

(b) Non-performing loans less provisions

 0

(aa)  In India

4 901

 0

(bb) Outside India

 0

 0

Provisions **

547 609

573 703

TOTAL

2156 114

2378 937

4

MATURITY-WISE CLASSIFICATION

(a)           Short Term

232 238

239 139

(b)           Long Term

1923 876

2139 798

TOTAL

2156 114

2378 937

*    

**

Includes Provision for Bad and Doubtful Loans

Notes:

(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

(b)    Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for

      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.