FORM NL-13-LOANS SCHEDULE

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

LOANS

( ₹ in 000)

Particulars

31.12.2020

31.12.2019

1

SECURITY-WISE CLASSIFICATION

Secured

(a)  On mortagage of property *

(aa) In India

400 278

404 269

(bb) Outside India

 0

 0

(b)   On Shares, Bonds, Govt. Securities

 0

 0

(c)    Others

1676 877

1895 784

Unsecured

68 387

68 387

TOTAL

2145 542

2368 440

2

BORROWER-WISE CLASSIFICATION

(a)           Central and State Governments

1676 877

1895 783

(b)           Banks and Financial Institutions

 0

 0

(c)           Subsidiaries

 0

 0

(d)           Industrial Undertakings

432 932

439 372

(e)           Others (to be specified)

35 733

33 285

TOTAL

2145 542

2368 440

3

PERFORMANCE-WISE CLASSIFICATION

(a) Loans classified as standard

(aa)  In India

1595 429

1785 483

(bb) Outside India

 0

 0

(b) Non-performing loans less provisions

 0

 0

(aa)  In India

2 801

8 328

(bb) Outside India

 0

 0

Provisions **

547 312

574 629

TOTAL

2145 542

2368 440

4

MATURITY-WISE CLASSIFICATION

(a)           Short Term

232 621

239 693

(b)           Long Term

1912 921

2128 747

TOTAL

2145 542

2368 440

*    

**

Includes Provision for Bad and Doubtful Loans

Notes:

(a) Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

(b) Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed.