FORM NL-13-LOANS SCHEDULE

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

LOANS

( ₹ in 000)

Particulars

31.03.2021

31.03.2020

1

SECURITY-WISE CLASSIFICATION

Secured

(a)  On mortagage of property *

(aa) In India

397 683

401 522

(bb) Outside India

 0

 0

(b)   On Shares, Bonds, Govt. Securities

 0

 0

(c)    Others

1658 542

1877 488

Unsecured

68 387

68 387

TOTAL

2124 612

2347 397

2

BORROWER-WISE CLASSIFICATION

(a)           Central and State Governments

1658 542

1877 487

(b)           Banks and Financial Institutions

 0

 0

(c)           Subsidiaries

 0

 0

(d)           Industrial Undertakings

431 298

436 776

(e)           Others (to be specified)

34 772

33 134

TOTAL

2124 612

2347 397

3

PERFORMANCE-WISE CLASSIFICATION

(a) Loans classified as standard

(aa)  In India

1575 317

1769 694

(bb) Outside India

 0

 0

(b) Non-performing loans less provisions

 0

 0

(aa)  In India

2 801

3 600

(bb) Outside India

 0

 0

Provisions **

546 494

574 103

TOTAL

2124 612

2347 397

4

MATURITY-WISE CLASSIFICATION

(a)           Short Term

246 995

240 499

(b)           Long Term

1877 617

2106 898

TOTAL

2124 612

2347 397

 0

 0

*    

**

Includes Provision for Bad and Doubtful Loans

Notes:

(a) Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

(b) Provisions against non-performing loans shall be shown separately.

(c) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for  the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.