| FORM
NL-40-UNDERWRITING PERFORMANCE |
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(Amount
in Rs. Lakhs) |
| Segmental
performance upto the Second Quarter of
Current financial year 2021-22 ( As on 30.09.2021 ) |
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Miscellaneous |
| Particulars |
FIRE |
MARINE |
Motor |
HEALTH |
PERSONAL
ACCIDENT |
TRAVEL |
Health Total |
| Motor
OD |
Motor TP |
Motor
Other |
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| Marine Cargo |
Marine- Hull |
Total |
Motor
OD-Private car |
Motor
OD-Two Wheeler |
Motor OD-Commercial Vehicle |
Motor
TP-Private car |
Motor
TP-Two Wheeler |
Motor
TP-Commercial Vehicle (Declined Pool) |
Motor
TP-commercial Vehicle (TP Pool) |
Motor
TP-commercial Vehicle (Other than Pool) |
Total |
Health
Insurance - Individual |
Health
Insurance - Group-Government Schemes |
Health
Insurance - Group-Employer/Employee Schemes |
Health
Insurance - Group-Other Schemes |
Personal
Accident - Individual |
Personal
Accident- Group(Government Schemes) |
Personal
Accident-Group(Others) |
Overseas
Travel |
Domestic
Travel |
Retail |
Group |
Government
Schemes |
| Premium |
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| Gross Direct
Premium |
- |
0 |
- |
0 |
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| Gross Written
Premium |
691,276.30 |
54,257.78 |
32,839.30 |
87097.08326 |
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473,977.05 |
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197,418.93 |
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22,857.90 |
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220,276.83 |
| Net Written
Premium |
603,379.55 |
48,295.74 |
27,881.74 |
76177.47897 |
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473,977.05 |
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193,211.04 |
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22,144.27 |
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215,355.31 |
| PREMIUM RESERVES |
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0 |
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- |
| Unearned Premium Reserve (UPR) |
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0 |
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- |
| Premium Deficiency Reserve (PDR) |
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0 |
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- |
| Unexpired Risk Reserve (URR) |
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0 |
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- |
| Net Earned
Premium (A) |
611,073.06 |
58,679.78 |
50,841.33 |
109521.1073 |
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439,686.70 |
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230,772.41 |
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29,905.08 |
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260,677.48 |
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0 |
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0 |
| Claims |
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0 |
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0 |
| Claims (Gross) |
555,520.25 |
51,847.44 |
69,400.56 |
121248.0009 |
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317,018.00 |
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260,329.48 |
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33,903.59 |
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294,233.07 |
| CLAIMS RESERVE |
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0 |
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- |
| Outstanding Claims Reserve |
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0 |
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- |
| Incurred But Not Reported (IBNR)
Claims Reserve |
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0 |
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- |
| Claims
incurred (Net) (B) |
559,878.15 |
50,704.72 |
49,526.92 |
100231.6407 |
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323,256.18 |
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253,533.22 |
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33,821.68 |
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287,354.90 |
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0 |
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0 |
| Commission |
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0 |
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0 |
| Commission-Gross |
150,939.53 |
12,655.78 |
6,233.20 |
18888.97456 |
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158,741.18 |
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55,348.97 |
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6,410.38 |
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61,759.35 |
| Commission-Net
(C ) |
146,828.12 |
12,299.76 |
5,866.24 |
18165.9954 |
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158,741.18 |
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54,945.77 |
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6,328.05 |
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61,273.82 |
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0 |
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- |
| Total
Operating expenses (D) |
4,484.79 |
254.78 |
191.62 |
446.3990697 |
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2,928.61 |
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983.18 |
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122.69 |
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1,105.88 |
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0 |
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0 |
| Premium deficiency (E ) |
- |
- |
0 |
0 |
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- |
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- |
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0 |
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0 |
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0 |
| Underwriting Result (F=A-B-C-D-E) |
(100,118.01) |
(4,579.48) |
(4,743.45) |
-9322.92788 |
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(45,239.27) |
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(78,689.77) |
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(10,367.35) |
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(89,057.12) |
| Investment Income (G) |
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- |
| Other income net of expenses (H) |
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- |
| Operating Results (I=G+H) |
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0 |
| Underwriting Ratio
=(f)*100/(A) |
(16.38) |
(7.80) |
(9.33) |
(8.51) |
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(10.29) |
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(34.10) |
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(34.67) |
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(68.77) |
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| Particulars |
OTHER
MISCELLANEOUS |
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Miscellaneous Total |
Life |
Grand Total |
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| Engineering |
Aviation |
Product
Liability |
Liability
Insurance |
Workmen
Compensation/ Employer's Liability |
Crop Insurance |
Credit
Insurance |
Others Misc . |
Retail |
Group |
Government
Schemes |
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| Premium |
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| Gross Direct
Premium |
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| Gross Written
Premium |
70,880.27 |
51,358.49 |
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37,463.37 |
1,454.41 |
498,417.73 |
16,611.78 |
47,859.90 |
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1,418,299.82 |
69,790.84 |
2,266,464.04 |
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| Net Written
Premium |
60,313.63 |
19,079.97 |
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33,555.34 |
1,454.18 |
429,993.43 |
16,640.04 |
41,674.37 |
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1,292,043.32 |
66,994.18 |
2,038,594.52 |
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| PREMIUM RESERVES |
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- |
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- |
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| Unearned Premium Reserve (UPR) |
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- |
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- |
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| Premium Deficiency Reserve (PDR) |
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- |
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- |
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| Unexpired Risk Reserve (URR) |
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- |
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- |
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| Net Earned
Premium (A) |
56,151.50 |
23,510.15 |
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36,271.87 |
2,532.81 |
520,632.27 |
16,695.48 |
37,497.86 |
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1,393,656.11 |
62,192.01 |
2,176,442.28 |
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| Claims |
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- |
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- |
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| Claims (Gross) |
47,027.16 |
58,474.79 |
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27,666.75 |
610.52 |
570,473.03 |
16,358.67 |
32,682.22 |
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1,364,544.21 |
205,341.44 |
2,246,653.89 |
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| CLAIMS RESERVE |
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- |
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- |
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| Outstanding Claims Reserve |
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- |
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- |
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| Incurred But Not Reported (IBNR)
Claims Reserve |
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- |
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- |
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| Claims
incurred (Net) (B) |
47,756.62 |
47,410.15 |
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27,570.82 |
610.52 |
504,573.90 |
17,790.77 |
33,645.56 |
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1,289,969.42 |
193,292.01 |
2,143,371.22 |
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- |
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- |
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| Commission |
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- |
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- |
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| Commission-Gross |
14,178.24 |
11,630.65 |
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5,580.71 |
203.87 |
32,865.69 |
4,352.00 |
9,958.71 |
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299,270.40 |
919.75 |
470,018.65 |
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| Commission-Net
(C ) |
13,707.00 |
6,714.43 |
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4,822.75 |
203.87 |
31,913.60 |
4,016.18 |
9,718.73 |
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291,111.56 |
919.75 |
457,025.43 |
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- |
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| Total
Operating expenses (D) |
488.00 |
682.57 |
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198.01 |
8.70 |
2,693.51 |
125.97 |
164.24 |
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8,395.50 |
374.17 |
13,700.86 |
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- |
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- |
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| Premium deficiency (E ) |
- |
- |
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- |
205.09 |
205.09 |
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| Underwriting Result (F=A-B-C-D-E) |
(5,800.12) |
(31,297.00) |
|
3,680.30 |
1,709.72 |
(18,548.75) |
(5,237.45) |
(6,030.67) |
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|
(195,820.36) |
(132,599.01) |
(437,860.32) |
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| Investment Income (G) |
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| Other income net of expenses (H) |
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| Operating Results (I=G+H) |
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| Underwriting Ratio
=(f)*100/(A) |
(10.33) |
(133.12) |
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10.15 |
67.50 |
(3.56) |
(31.37) |
(16.08) |
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|
(14.05) |
(213.21) |
(20.12) |
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| Note: |
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| (a)
Other segments ** Separate disclosure to be made for segment/sub-segment
which contributes more than 10 percent of the total gross direct premium |
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