FORM NL-40-UNDERWRITING PERFORMANCE
(Amount in Rs. Lakhs)
Segmental performance upto the  Second Quarter of Current financial year 2021-22 ( As on 30.09.2021 )
Miscellaneous
Particulars FIRE MARINE Motor HEALTH PERSONAL ACCIDENT TRAVEL Health Total
Motor OD Motor TP Motor Other  
Marine Cargo  Marine- Hull  Total Motor OD-Private car Motor OD-Two Wheeler  Motor OD-Commercial Vehicle Motor TP-Private car Motor TP-Two Wheeler Motor TP-Commercial Vehicle (Declined Pool) Motor TP-commercial Vehicle (TP Pool) Motor TP-commercial Vehicle (Other than Pool) Total Health Insurance - Individual Health Insurance - Group-Government Schemes Health Insurance - Group-Employer/Employee Schemes Health Insurance - Group-Other Schemes Personal Accident - Individual Personal Accident- Group(Government Schemes) Personal Accident-Group(Others) Overseas Travel Domestic Travel Retail Group Government Schemes
Premium                                                    
Gross Direct Premium - 0 - 0                                          
Gross Written Premium 691,276.30 54,257.78 32,839.30 87097.08326                   473,977.05   197,418.93       22,857.90           220,276.83
Net Written Premium 603,379.55 48,295.74 27,881.74 76177.47897                   473,977.05   193,211.04       22,144.27           215,355.31
PREMIUM RESERVES       0                                           -
Unearned Premium Reserve (UPR)       0                                           -
Premium Deficiency Reserve (PDR)       0                                           -
Unexpired Risk Reserve (URR)       0                                           -
Net Earned Premium (A) 611,073.06 58,679.78 50,841.33 109521.1073                   439,686.70   230,772.41       29,905.08           260,677.48
        0                                           0
Claims        0                                           0
Claims (Gross) 555,520.25 51,847.44 69,400.56 121248.0009                   317,018.00   260,329.48       33,903.59           294,233.07
CLAIMS RESERVE       0                                           -
Outstanding Claims Reserve       0                                           -
Incurred But Not Reported (IBNR) Claims Reserve       0                                           -
Claims incurred (Net) (B) 559,878.15 50,704.72 49,526.92 100231.6407                   323,256.18   253,533.22       33,821.68           287,354.90
        0                                           0
Commission        0                                           0
Commission-Gross 150,939.53 12,655.78 6,233.20 18888.97456                   158,741.18   55,348.97       6,410.38           61,759.35
Commission-Net (C ) 146,828.12 12,299.76 5,866.24 18165.9954                   158,741.18   54,945.77       6,328.05           61,273.82
        0                                           -
Total Operating expenses (D) 4,484.79 254.78 191.62 446.3990697                   2,928.61   983.18       122.69           1,105.88
        0                                           0
Premium deficiency  (E ) - - 0 0                   -   -                   0
        0                                           0
Underwriting Result  (F=A-B-C-D-E) (100,118.01) (4,579.48) (4,743.45) -9322.92788                   (45,239.27)   (78,689.77)       (10,367.35)           (89,057.12)
Investment Income (G)                                                   -
Other income net of expenses (H)                                                   -
Operating Results (I=G+H)                                                   -
                                                    0
Underwriting Ratio =(f)*100/(A) (16.38) (7.80) (9.33) (8.51)                   (10.29)   (34.10)       (34.67)           (68.77)
Particulars OTHER MISCELLANEOUS   Miscellaneous Total Life Grand Total
                     
Engineering Aviation Product Liability Liability Insurance Workmen Compensation/ Employer's Liability  Crop Insurance Credit Insurance Others  Misc . Retail Group Government Schemes
Premium                          
Gross Direct Premium                        
Gross Written Premium 70,880.27 51,358.49   37,463.37 1,454.41 498,417.73 16,611.78 47,859.90     1,418,299.82 69,790.84 2,266,464.04
Net Written Premium 60,313.63 19,079.97   33,555.34 1,454.18 429,993.43 16,640.04 41,674.37     1,292,043.32 66,994.18 2,038,594.52
PREMIUM RESERVES                     -   -
Unearned Premium Reserve (UPR)                     -   -
Premium Deficiency Reserve (PDR)                     -   -
Unexpired Risk Reserve (URR)                     -   -
Net Earned Premium (A) 56,151.50 23,510.15   36,271.87 2,532.81 520,632.27 16,695.48 37,497.86     1,393,656.11 62,192.01 2,176,442.28
                      -   -
Claims                      -   -
Claims (Gross) 47,027.16 58,474.79   27,666.75 610.52 570,473.03 16,358.67 32,682.22     1,364,544.21 205,341.44 2,246,653.89
CLAIMS RESERVE                     -   -
Outstanding Claims Reserve                     -   -
Incurred But Not Reported (IBNR) Claims Reserve                     -   -
Claims incurred (Net) (B) 47,756.62 47,410.15   27,570.82 610.52 504,573.90 17,790.77 33,645.56     1,289,969.42 193,292.01 2,143,371.22
                      -   -
Commission                      -   -
Commission-Gross 14,178.24 11,630.65   5,580.71 203.87 32,865.69 4,352.00 9,958.71     299,270.40 919.75 470,018.65
Commission-Net (C ) 13,707.00 6,714.43   4,822.75 203.87 31,913.60 4,016.18 9,718.73     291,111.56 919.75 457,025.43
                      -   -
Total Operating expenses (D) 488.00 682.57   198.01 8.70 2,693.51 125.97 164.24     8,395.50 374.17 13,700.86
                      -   -
Premium deficiency  (E ) - -                 - 205.09 205.09
                           
Underwriting Result  (F=A-B-C-D-E) (5,800.12) (31,297.00)   3,680.30 1,709.72 (18,548.75) (5,237.45) (6,030.67)     (195,820.36) (132,599.01) (437,860.32)
Investment Income (G)                          
Other income net of expenses (H)                          
Operating Results (I=G+H)                          
                           
Underwriting Ratio =(f)*100/(A) (10.33) (133.12)   10.15 67.50 (3.56) (31.37) (16.08)     (14.05) (213.21) (20.12)
Note:
(a) Other segments ** Separate disclosure to be made for segment/sub-segment which contributes more than 10 percent of the total gross direct premium