FORM NL-13-LOANS SCHEDULE | |||
(Amount in Rs. Lakhs) | |||
Particulars | As at 31.03.2022 | As At 31.03.2021 | |
1 | SECURITY-WISE CLASSIFICATION | ||
Secured | |||
(a) On mortgage of property | |||
(aa) In India | 3,908.79 | 3,976.83 | |
(bb) Outside India | - | - | |
(b) On Shares, Bonds, Govt. Securities | - | - | |
(c) Others : Investments In State Govt. Loans for Housing and Fire fighting | 14,345.12 | 16,585.42 | |
Unsecured | 683.87 | 683.87 | |
TOTAL | 18,937.78 | 21,246.12 | |
2 | BORROWER-WISE CLASSIFICATION | ||
(a) Central and State Governments | 14,345.12 | 16,585.42 | |
(b) Banks and Financial Institutions | - | - | |
(c) Subsidiaries | - | - | |
(d) Industrial Undertakings | 4,230.20 | 4,312.98 | |
(e) Companies | |||
(f) Others (to be specified) | 362.46 | 347.72 | |
TOTAL | 18,937.78 | 21,246.12 | |
3 | PERFORMANCE-WISE CLASSIFICATION | ||
(a) Loans classified as standard | |||
(aa) In India | 13,740.25 | 15,753.17 | |
(bb) Outside India | - | - | |
(b) Non-performing loans less provisions | |||
(aa) In India | 15.77 | 28.01 | |
(bb) Outside India | - | - | |
Provisions * | 5,181.76 | 5,464.93 | |
TOTAL | 18,937.78 | 21,246.12 | |
4 | MATURITY-WISE CLASSIFICATION | ||
(a) Short Term | 2,115.84 | 2,469.95 | |
(b) Long Term | 16,821.94 | 18,776.17 | |
TOTAL | 18,937.78 | 21,246.12 | |
* | Includes Provision for Bad and Doubtful Loans | ||
Notes: | |||
(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. | |||
(b) Provisions against non-performing loans shall be shown separately. | |||
(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||
(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||
Provisions against Non-performing Loans | |||
Non-Performing Loans | Loan Amount (Rs. Lakhs) | Provision (Rs. Lakhs) | |
Sub-standard | 0 | 0 | |
Doubtful | 5197.53 | 5181.76 | |
Loss | 0.00 | 0.00 | |
Total | 5197.53 | 5181.76 | |