FORM NL-13-LOANS SCHEDULE

    
  

(Amount in Rs. Lakhs)

 

Particulars

As at 31.03.2022

As At 31.03.2021

1

SECURITY-WISE CLASSIFICATION

  
 

Secured

  
 

(a) On mortgage of property

  

(aa)  In India

 3,908.79

 3,976.83

(bb) Outside India

 -  

 -  

 

(b) On Shares, Bonds, Govt. Securities

 -  

 -  

 

(c) Others  :  Investments In State Govt. Loans for Housing and Fire fighting

 14,345.12

 16,585.42

 

Unsecured

 683.87

 683.87

 

TOTAL

 18,937.78

 21,246.12

2

BORROWER-WISE CLASSIFICATION

  
 

(a)  Central and State Governments

 14,345.12

 16,585.42

 

(b)  Banks and Financial Institutions

 -  

 -  

 

(c)  Subsidiaries

 -  

 -  

 

(d)   Industrial Undertakings

 4,230.20

 4,312.98

 

(e) Companies

  
 

(f)   Others (to be specified)

 362.46

 347.72

 

TOTAL

 18,937.78

 21,246.12

3

PERFORMANCE-WISE CLASSIFICATION

  
 

(a) Loans classified as standard

  

(aa)  In India

 13,740.25

 15,753.17

(bb) Outside India

 -  

 -  

(b) Non-performing loans less provisions

  

(aa)  In India

 15.77

 28.01

(bb) Outside India

 -  

 -  

 

Provisions *

 5,181.76

 5,464.93

 

TOTAL

 18,937.78

 21,246.12

4

MATURITY-WISE CLASSIFICATION

  
 

(a)  Short Term

 2,115.84

 2,469.95

 

(b)  Long Term

 16,821.94

 18,776.17

 

TOTAL

 18,937.78

 21,246.12

 

*

Includes Provision for Bad and Doubtful Loans

    

Notes:

   

(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

(b)    Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.

    

Provisions against Non-performing Loans

    
 

Non-Performing Loans

Loan Amount               (Rs. Lakhs)

Provision                      (Rs. Lakhs)

 

Sub-standard

0

0

 

Doubtful

5197.53

5181.76

 

Loss

0.00

0.00

 

Total

5197.53

5181.76