FORM NL-40-UNDERWRITING PERFORMANCE
																										(Amount in Rs. Lakhs)
	Segmental performance upto the Half Yearof Current financial year 2022-23 ( As on 31.03.2023 )
						Miscellaneous
	Particulars	FIRE	MARINE			Motor										HEALTH				PERSONAL ACCIDENT			TRAVEL		Health Total
						Motor OD			Motor TP					Motor Other
			Marine Cargo	Marine- Hull	Total	Motor OD-Private car	Motor OD-Two Wheeler	Motor OD-Commercial Vehicle	Motor TP-Private car	Motor TP-Two Wheeler	Motor TP-Commercial Vehicle (Declined Pool)	Motor TP-commercial Vehicle (TP Pool)	Motor TP-commercial Vehicle (Other than Pool)		Total	Health Insurance - Individual	Health Insurance - Group-Government Schemes	Health Insurance - Group-Employer/Employee Schemes	Health Insurance - Group-Other Schemes	Personal Accident - Individual	Personal Accident- Group(Government Schemes)	Personal Accident-Group(Others)	Overseas Travel	Domestic Travel	Retail	Group	Government Schemes
	Premium
	Gross Direct Premium	0	0	0	0
	Gross Written Premium	1,316,963.21	61,138.65	56,026.87	117165.5213709										599,542.86		488,762.34				46,376.10						535,138.43
	Net Written Premium	1,162,371.73	50,824.38	48,700.99	99525.370372										599,542.86		478,804.82				45,644.33						524,449.15
	PREMIUM RESERVES				0																						0
	Unearned Premium Reserve (UPR)				0																						0
	Premium Deficiency Reserve (PDR)				0																						0
	Unexpired Risk Reserve (URR)				0																						0
	Net Earned Premium (A)	1,137,993.13	82,543.08	56,206.35	138749.4244319										785,954.71		458,186.48				44,605.93						502,792.42
					0																						0
	Claims				0																						0
	Claims (Gross)	1,026,640.36	36,239.20	92,581.60	128820.8084206										791,083.39		402,126.86				33,845.15						435,972.01
	CLAIMS RESERVE				0																						0
	Outstanding Claims Reserve				0																						0
	Incurred But Not Reported (IBNR) Claims Reserve				0																						0
	Claims incurred (Net) (B)	1,043,694.17	30,858.56	80,378.18	111236.7349044										791,083.40		390,785.74				33,646.84						424,432.57
					0																						0
	Commission				0																						0
	Commission-Gross	255,473.07	19,005.64	7,251.37	26257.0143864										116,126.81		61,957.93				9,708.86						71,666.79
	Commission-Net (C )	247,439.19	18,154.44	6,690.36	24844.7962387										116,126.81		60,800.26				9,622.45						70,422.71
					0																						0
	Total Operating expenses (D)	14,702.70	531.37	501.80	1033.170006										6,533.16		5,382.56				509.42						5,891.99
					0																						0
	Premium deficiency (E )	0	0	0	0										0		0										0
					0																						0
	Underwriting Result (F=A-B-C-D-E)	-167,842.94	32,998.71	-31,363.99	1634.7232827999										-127,788.66		1,217.93				827.22						2,045.15
	Investment Income (G)																										0
	Other income net of expenses (H)																										0
	Operating Results (I=G+H)																										0
																											0
	Underwriting Ratio =(f)*100/(A)	-14.75	39.98	-55.80	1.18										-16.26		0.27				1.85						2.12
	Particulars	OTHER MISCELLANEOUS								Miscellaneous Total			Life	Grand Total
		Engineering	Aviation	Product Liability	Liability Insurance	Workmen Compensation/ Employer's Liability	Crop Insurance	Credit Insurance	Others Misc .	Retail	Group	Government Schemes
	Premium
	Gross Direct Premium
	Gross Written Premium	161,322.46	83,329.07		83,311.64	3,839.85	507,403.17	21,777.93	76,412.88			2,072,078.29	152,951.89	3,659,158.91
	Net Written Premium	138,769.66	35,375.83		73,306.57	3,839.85	492,829.02	21,544.84	63,815.90			1,953,473.68	149,071.98	3,364,442.77
	PREMIUM RESERVES											0		0
	Unearned Premium Reserve (UPR)											0		0
	Premium Deficiency Reserve (PDR)											0		0
	Unexpired Risk Reserve (URR)											0		0
	Net Earned Premium (A)	131,085.22	39,881.91		71,662.61	3,655.27	525,539.43	24,897.09	65,246.92			2,150,715.58	153,342.64	3,580,800.77
												0		0
	Claims											0		0
	Claims (Gross)	101,390.95	86,669.46		54,391.45	4,314.90	427,744.64	8,936.59	29,850.02			1,940,353.42	167,385.87	3,263,200.46
	CLAIMS RESERVE											0		0
	Outstanding Claims Reserve											0		0
	Incurred But Not Reported (IBNR) Claims Reserve											0		0
	Claims incurred (Net) (B)	99,634.70	47,092.34		53,417.41	4,304.72	505,354.43	8,936.59	25,450.91			1,959,707.08	159,299.78	3,273,937.76
												0		0
	Commission											0		0
	Commission-Gross	30,323.93	18,050.03		15,820.36	665.25	30,532.30	5,428.33	12,699.88			301,313.69	1,825.15	584,868.93
	Commission-Net (C )	29,571.40	9,775.15		13,964.49	665.25	29,155.74	5,322.32	11,938.08			286,941.94	1,825.15	561,051.08
												0		0
	Total Operating expenses (D)	1,913.46	1,027.69		921.05	41.45	5,604.50	240.88	846.89			23,021.07	1,687.06	40,444.00
												0		0
	Premium deficiency (E )	0	0									0	-854.13	(854.13)
	Underwriting Result (F=A-B-C-D-E)	-34.34	-18,013.28		3,359.66	-1,356.15	-14,575.23	10,397.31	27,011.04			-118,954.51	-8,615.22	-293,777.95
	Investment Income (G)
	Other income net of expenses (H)
	Operating Results (I=G+H)
	Underwriting Ratio =(f)*100/(A)	-0.03	-45.17		4.69	-37.10	-2.77	41.76	41.40			-5.53	-5.62	-8.20
	Note:
	(a) Other segments ** Separate disclosure to be made for segment/sub-segment which contributes more than 10 percent of the total gross direct premium