FORM NL-13-LOANS SCHEDULE
		(Amount in Rs. Lakhs)
	Particulars	As at 30.09.2022	As At 30.09.2021
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a) On mortgage of property
	(aa)  In India	4,557.75	3,962.69
	(bb) Outside India	-	-
	(b) On Shares, Bonds, Govt. Securities	-	-
	(c) Others : Investments In State Govt. Loans for Housing and Fire fighting	12,761.05	14,770.40
	Unsecured	683.87	683.87
	TOTAL	18,002.68	19,416.96
2	BORROWER-WISE CLASSIFICATION
	(a)  Central and State Governments	12,761.05	14,770.40
	(b)  Banks and Financial Institutions	-	-
	(c)  Subsidiaries	-	-
	(d)   Industrial Undertakings	4,207.48	4,275.20
	(e) Companies
	(f)   Others (to be specified)	1,034.14	371.36
	TOTAL	18,002.68	19,416.96
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	12,994.54	19,416.96
	(bb) Outside India	-	-
	(b) Non-performing loans less provisions
	(aa)  In India	13.80	-
	(bb) Outside India	-	-
	Provisions *	4,994.34	-
	TOTAL	18,002.68	19,416.96
4	MATURITY-WISE CLASSIFICATION
	(a)  Short Term	2,079.77	2,241.51
	(b)  Long Term	15,922.91	17,175.45
	TOTAL	18,002.68	19,416.96
	*	Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.
Provisions against Non-performing Loans
	Non-Performing Loans	Loan Amount (Rs. Lakhs)	Provision (Rs. Lakhs)
	Sub-standard	-	-
	Doubtful	5,008.14	4,994.34
	Loss	-	-
	Total	5,008.14	4,994.34