FORM NL-18-PROVISIONS SCHEDULE
		(Amount in Rs. Lakhs)
	Particulars	As at 30.09.2022	As At 30.09.2021
1	Reserve for Unexpired Risk	1,565,907.95	1,642,639.38
2	Reserve for Premium Deficiency	5,358.92	6,205.69
3	For taxation (less advance tax paid and taxes deducted at source)	38,296.01	2,388.79
4	For Employee Benefits
	For Leave Encashment	3,682.38	3,857.38
	Provision for Pension	-	-
	Provision for Gratuity	-	34.20
	Provision for Settlement	179.82	205.24
	Provision for Provident fund	148.50	151.61
4	Others
	(a) For Doubtful Loans, Investment and Debts	191,568.13	205,023.92
	(b) For Salary Arrears	7,587.57	-
	© For PLLI Arrears	-	192.04
	TOTAL	1,812,729.28	1,860,698.25